Thanks though, maybe once I spend more money in general and especially on traveling I'll get it
@Cdnewmanpac wrote:
this exact question was asked less than a week ago. the answers given in that thread were comprehensive. you might try a quick search for that thread.
This question has been asked just about every week... 
@HiLine wrote:
@Cdnewmanpac wrote:
this exact question was asked less than a week ago. the answers given in that thread were comprehensive. you might try a quick search for that thread.This question has been asked just about every week...
Easy answer and pretty standard by now. It's a great card if you value UR transfers (to UA and Hyatt), need no forex fee and spend tons on travel/dining.
First year fee wavied (just downgrade to no fee Sapphire without hassle when fee is due next year), 40K points and a metal card. Aside from being certain of a decline, is there any reason not to like it?
PS - 5% no fee rotating cards are limited to $300 annual cashback. This is right off the bat with $400 and annual fee waived. Who cares about the fee moving forward? Is it really that much pain to close or downgrade card? You *NEVER* actually pay the fee. Isn't this just simple "black and white" cost/benefit analysis? There's nothing complex, no obfuscation and nothing even remotely abstract.
@youngandcreditwrthy wrote:
You also get 7% back as a "dividend".
Additionally, UR points from Chase can be used to get a 20% discount on flight/travel...
2x points on dining too.
The regular Chase Sapphire seems to be a great card too, just not as many perks!
You out of all people if your only getting 20% more for your points I want to smack you with a stick.... I'm getting 4.3 cents per point with my usage.
Chase UR points are the most valuable points, and can easily be worth 2-3 cents per point minimum. With that being said it's also metal and 0% foreign transaction fee 7% dividend and double points for travel even bus, tax, toll fares.
Chase UR points strengths are partner transfers. 1:1 for Chase to United Airlines
65,000 miles can get you to Asia on a economy saver award. Price ranges upto $1,200 to $2,800 depending on season but points requirements are the same. I fly in peak season so I get the full redemption rates at over 4.3 cents per point
For first class saver tickets can reach upwards of $12,800 for 130k points. Almost 10 cents per point value here.
You can also find great deals with hotels as well. 30k points to book at a Ritz in Miami where the rooms were $1,000 + for Ultra music festival etc.
@distantarray wrote:
@youngandcreditwrthy wrote:
You also get 7% back as a "dividend".
Additionally, UR points from Chase can be used to get a 20% discount on flight/travel...
2x points on dining too.
The regular Chase Sapphire seems to be a great card too, just not as many perks!You out of all people if your only getting 20% more for your points I want to smack you with a stick.... I'm getting 4.3 cents per point with my usage.
Chase UR points are the most valuable points, and can easily be worth 2-3 cents per point minimum. With that being said it's also metal and 0% foreign transaction fee 7% dividend and double points for travel even bus, tax, toll fares.
Chase UR points strengths are partner transfers. 1:1 for Chase to United Airlines
65,000 miles can get you to Asia on a economy saver award. Price ranges upto $1,200 to $2,800 depending on season but points requirements are the same. I fly in peak season so I get the full redemption rates at over 4.3 cents per point
For first class saver tickets can reach upwards of $12,800 for 130k points. Almost 10 cents per point value here.
You can also find great deals with hotels as well. 30k points to book at a Ritz in Miami where the rooms were $1,000 + for Ultra music festival etc.
thanks! its clearly a great card for travelers
@PSouz wrote:
@distantarray wrote:
@youngandcreditwrthy wrote:
You also get 7% back as a "dividend".
Additionally, UR points from Chase can be used to get a 20% discount on flight/travel...
2x points on dining too.
The regular Chase Sapphire seems to be a great card too, just not as many perks!You out of all people if your only getting 20% more for your points I want to smack you with a stick.... I'm getting 4.3 cents per point with my usage.
Chase UR points are the most valuable points, and can easily be worth 2-3 cents per point minimum. With that being said it's also metal and 0% foreign transaction fee 7% dividend and double points for travel even bus, tax, toll fares.
Chase UR points strengths are partner transfers. 1:1 for Chase to United Airlines
65,000 miles can get you to Asia on a economy saver award. Price ranges upto $1,200 to $2,800 depending on season but points requirements are the same. I fly in peak season so I get the full redemption rates at over 4.3 cents per point
For first class saver tickets can reach upwards of $12,800 for 130k points. Almost 10 cents per point value here.
You can also find great deals with hotels as well. 30k points to book at a Ritz in Miami where the rooms were $1,000 + for Ultra music festival etc.
thanks! its clearly a great card for travelers
not just for travelers, they have many other uses, but it's great to save up for a vacation even if you don't travel much. I mean if it's virtually free you'd travel more right? 
There are ways to get completely free vacations =X I made several hundred thousands of points within 6 months I won't have to pay for airline ticket or a hotel room anytime soon =)
@distantarray wrote:
@youngandcreditwrthy wrote:
You also get 7% back as a "dividend".
Additionally, UR points from Chase can be used to get a 20% discount on flight/travel...
2x points on dining too.
The regular Chase Sapphire seems to be a great card too, just not as many perks!You out of all people if your only getting 20% more for your points I want to smack you with a stick.... I'm getting 4.3 cents per point with my usage.
Chase UR points are the most valuable points, and can easily be worth 2-3 cents per point minimum. With that being said it's also metal and 0% foreign transaction fee 7% dividend and double points for travel even bus, tax, toll fares.
Chase UR points strengths are partner transfers. 1:1 for Chase to United Airlines
65,000 miles can get you to Asia on a economy saver award. Price ranges upto $1,200 to $2,800 depending on season but points requirements are the same. I fly in peak season so I get the full redemption rates at over 4.3 cents per point
For first class saver tickets can reach upwards of $12,800 for 130k points. Almost 10 cents per point value here.
You can also find great deals with hotels as well. 30k points to book at a Ritz in Miami where the rooms were $1,000 + for Ultra music festival etc.
That's all that matters
@a3quit4s wrote:
@distantarray wrote:
@youngandcreditwrthy wrote:
You also get 7% back as a "dividend".
Additionally, UR points from Chase can be used to get a 20% discount on flight/travel...
2x points on dining too.
The regular Chase Sapphire seems to be a great card too, just not as many perks!You out of all people if your only getting 20% more for your points I want to smack you with a stick.... I'm getting 4.3 cents per point with my usage.
Chase UR points are the most valuable points, and can easily be worth 2-3 cents per point minimum. With that being said it's also metal and 0% foreign transaction fee 7% dividend and double points for travel even bus, tax, toll fares.
Chase UR points strengths are partner transfers. 1:1 for Chase to United Airlines
65,000 miles can get you to Asia on a economy saver award. Price ranges upto $1,200 to $2,800 depending on season but points requirements are the same. I fly in peak season so I get the full redemption rates at over 4.3 cents per point
For first class saver tickets can reach upwards of $12,800 for 130k points. Almost 10 cents per point value here.
You can also find great deals with hotels as well. 30k points to book at a Ritz in Miami where the rooms were $1,000 + for Ultra music festival etc.
That's all that matters
More like it's all that metals 
