I just want to say that this thread made me understand why SOOO many people want it. I get that's it's metal, but to me the idea that you can downgrade to Saphire afterwards makes much more sense. No one wants to pay 100 a year just to have a metal card. I guess to some people they do, but that's just silly in reality. (Obviously, if it makes financial sense to some then of course pay it... no judgements here.)
