Reply
Regular Contributor
scottie_mommy
Posts: 233
Registered: ‎08-31-2008

Chase Card

I applied for a Chase card online, got the 10 day response.  In 10 days I was given a denial letter. So I sent them a recon.

Got a new letter from Chase:

      You are still denied because: "Balances are too high compared to credit limits and You have too many active accounts or too much available credit."

 

So I have too much available credit AND I have used too much of my balances reducing my available credit.  LOL.  Kidding, I understand their point.  I'm still sad though...they should have been honest and told me that I was denied because my last mortgage payment was 28 days late. 

Valued Contributor
wmarat
Posts: 1,754
Registered: ‎11-03-2007

Re: Chase Card

I would try recon through backdoor number.
IN VINO VERITAS.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+