Regular Contributor
Posts: 236
Registered: ‎08-31-2008

Chase Card

I applied for a Chase card online, got the 10 day response.  In 10 days I was given a denial letter. So I sent them a recon.

Got a new letter from Chase:

      You are still denied because: "Balances are too high compared to credit limits and You have too many active accounts or too much available credit."


So I have too much available credit AND I have used too much of my balances reducing my available credit.  LOL.  Kidding, I understand their point.  I'm still sad though...they should have been honest and told me that I was denied because my last mortgage payment was 28 days late. 

Valued Contributor
Posts: 1,754
Registered: ‎11-03-2007

Re: Chase Card

I would try recon through backdoor number.

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