Regular Contributor
Posts: 236
Registered: ‎08-31-2008

Chase Card

I applied for a Chase card online, got the 10 day response.  In 10 days I was given a denial letter. So I sent them a recon.

Got a new letter from Chase:

      You are still denied because: "Balances are too high compared to credit limits and You have too many active accounts or too much available credit."


So I have too much available credit AND I have used too much of my balances reducing my available credit.  LOL.  Kidding, I understand their point.  I'm still sad though...they should have been honest and told me that I was denied because my last mortgage payment was 28 days late. 

Valued Contributor
Posts: 1,754
Registered: ‎11-03-2007

Re: Chase Card

I would try recon through backdoor number.
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.