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Established Contributor
SwiftTone
Posts: 1,024
Registered: ‎02-27-2012

Re: Chase Checking Account bonus question

I don't plan on continuing to make direct deposits if I don't have to. I've parked atleast $1500 in there, I just want to make one direct deposit, keep $1500 in there, get $200 bonus cash, and be done with it.

 

Will this not work? I do plan on making Chase my main bank, but now is not the time.

 

thanks in advance.

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Regular Contributor
Eschaton
Posts: 104
Registered: ‎02-08-2012

Re: Chase Checking Account bonus question

Funny enough, I was just about to get up and open a Chase account right now. I have the voucher for $150. It says on the Chase Total Checking has no monthly service fee when you do any ONE of the following each statement period: 

 

1) have monthly direct deposits totaling $500 or more made to this account

2) Keep the daily balance in your checking account at or above $1500

3) Keep an average balance of $5000 or more in your checking and other types of qualifying chase accounts

 

It futher goes on to qualify for this, two conditions must be met: 

 

1) opening a new Chase Total Checkingg account which is subject to approval

2) deposit $100 or more within 50 days of account opening. "This deposit cannot be money held by Chase or its affiliates, nor can the bonus be used as the opening deposit."

 

Doesn't mention anywhere about it having to be direct deposit. 

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Regular Contributor
DonGonzalo
Posts: 183
Registered: ‎05-18-2012

Re: Chase Checking Account bonus question


SwiftTone wrote:

I don't plan on continuing to make direct deposits if I don't have to. I've parked atleast $1500 in there, I just want to make one direct deposit, keep $1500 in there, get $200 bonus cash, and be done with it.

 

Will this not work? I do plan on making Chase my main bank, but now is not the time.

 

thanks in advance.


That's what I've done.  I'm just leaving $1500 in there until January.  I already received the $200. 

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Valued Contributor
bribro
Posts: 1,367
Registered: ‎04-20-2012

Re: Chase Checking Account bonus question


SwiftTone wrote:

I don't plan on continuing to make direct deposits if I don't have to. I've parked atleast $1500 in there, I just want to make one direct deposit, keep $1500 in there, get $200 bonus cash, and be done with it.

 

Will this not work? I do plan on making Chase my main bank, but now is not the time.

 

thanks in advance.



I see no problem with your plan. You just have to keep the account open for at least 6 months to prevent a clawback.

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Established Contributor
SamsungHDTV
Posts: 517
Registered: ‎10-25-2011

Re: Chase Checking Account bonus question


Eschaton wrote:

Funny enough, I was just about to get up and open a Chase account right now. I have the voucher for $150. It says on the Chase Total Checking has no monthly service fee when you do any ONE of the following each statement period: 

 

1) have monthly direct deposits totaling $500 or more made to this account

2) Keep the daily balance in your checking account at or above $1500

3) Keep an average balance of $5000 or more in your checking and other types of qualifying chase accounts

 

It futher goes on to qualify for this, two conditions must be met: 

 

1) opening a new Chase Total Checkingg account which is subject to approval

2) deposit $100 or more within 50 days of account opening. "This deposit cannot be money held by Chase or its affiliates, nor can the bonus be used as the opening deposit."

 

Doesn't mention anywhere about it having to be direct deposit. 


Not all coupons have a direct deposit stipulation. 

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Regular Contributor
Eschaton
Posts: 104
Registered: ‎02-08-2012

Re: Chase Checking Account bonus question

@SamsungHDTV

 

That's correct, I asked the guy at Chase, he said each of them are different. Some do require it, some don't. 

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FrugalRican
Posts: 2,876
Registered: ‎02-02-2012

Re: Chase Checking Account bonus question

Someone already said it before I, but some of those promotions seem to be branch specific.

 

I live 35 minutes from my DGF. We've both gotten promotions and both were completely different terms. The only things similar were the $150 bonus and the stipulations for not getting a fee on the checking. But she had some direct deposit requirements. I didn't.

 

She'll be opening one within the next month. She's been passing up free money for over 2 years now :/ Drives me banana sandwich.

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Established Member
jmoneyk
Posts: 23
Registered: ‎06-07-2012

Re: Chase Checking Account bonus question

Not to derail, but i received an offer from chase to open a checking account a couple months back and at the time, i was not interested. I now wish to open one and wad wondering if there was any way to to advantage of the offer i received before?
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FrugalRican
Posts: 2,876
Registered: ‎02-02-2012

Re: Chase Checking Account bonus question


jmoneyk wrote:
Not to derail, but i received an offer from chase to open a checking account a couple months back and at the time, i was not interested. I now wish to open one and wad wondering if there was any way to to advantage of the offer i received before?


Do you still have the voucher?

They usually have a few months on the "expiration date". My DGF has had her voucher in hand since February and it expires on July 31st.

 

Without the voucher, highly unlikely. It has a code that is used to apply the promotion offer to the checking account.

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EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

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Established Contributor
SwiftTone
Posts: 1,024
Registered: ‎02-27-2012

Re: Chase Checking Account bonus question

The $200 bonus was scheduled to end 6/30 but they ended it early.

 

There is now a $150 bonus offer at the following link: https://rewards.chase.com/XSell/150/p2053-l2?

BCE: $0/$11,200, CSP: $0/$6500, Chase Priority Club: $0/$3500, Freedom: $0/$5000, Barclays NFL: $0/$7000 Discover: $0/$10,000, Citi Dividend: $0/$2000

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