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Chase Closing my Accounts

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mongstradamus
Super Contributor

Re: Chase Closing my Accounts


@kalani91 wrote:

@peepers wrote:
*whispers* what is MSing??

Wondering the same thing..


MS=manufactured spending , you can google it and find out what its all about :-)



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 11 of 77
heyarrnold
Valued Contributor

Re: Chase Closing my Accounts


@kalani91 wrote:

@peepers wrote:
*whispers* what isMSing??

Wondering the same thing..


Manufactured Spend. Google can explain quite well Smiley Happy

Message 12 of 77
kalani91
Contributor

Re: Chase Closing my Accounts



Manufactured Spend. Google can explain quite well Smiley Happy


Thanks..

EX 724 ,NFCU Cash Rewards 7k DCU Plat 4.1k, Discover IT 2.5k Chase Freedom 2k. . Cap1 Plat $1.5k, Cap1 QS 1k, , Wells fargo 1.5k, Paypal 1.5k
Message 13 of 77
Closingracer99
Valued Contributor

Re: Chase Closing my Accounts


@nachoslibres wrote:

@heyarrnold wrote:

@timmis wrote:

I am not sure what is going on with Chase but they closed my 2 bank accounts and my Chase Freedom and Chase Slate for no reason, this happen to anyone else recently?


Have you been MS? That's when Chase closes accounts without notice. 


This is what I was thinking.  Chase is hardcore about closing accounts when it finds someone has been MS'ing.  Good luck OP, if I were you I would have already been calling chase.


Edit: Already answered 


My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
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Message 14 of 77
heyarrnold
Valued Contributor

Re: Chase Closing my Accounts


@kalani91 wrote:


Manufactured Spend. Google can explain quite well Smiley Happy


Thanks..


Yeah. Sorry, we are just not allowed to talk about MS on here. 

Message 15 of 77
MT936
Established Contributor

Re: Chase Closing my Accounts

so is it settled that OP was MSing?

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Chase Freedom: $12,500 | Citi Double Cash: $10,000 | Bank of America Cash Rewards: $8,000

Message 16 of 77
heyarrnold
Valued Contributor

Re: Chase Closing my Accounts


@MT936 wrote:

so is it settled that OP was MSing?


Who knows. OP has not responded. 

Message 17 of 77
signaturecardmember
Frequent Contributor

Re: Chase Closing my Accounts

This MS thing worries me if 1 was to send regular payments to family or friends etc helping them out with bills and all, Id hate to see someone wrongly accused.

Started: 4/14 Bank of America Signature $6k, 85% Utilization, 745 Fako
Currently: 6/18 Bank of America Signature $99.9k, Chase Slate $0, Chase Freedom Signature $2.5k, American Express Gold NSL, American Express Everyday $6k, Lowes GE $0 (From $35k), Discover IT $38.5k, Capital One Quicksilver $5k, Barclays US Airways $24k, DCU Platinum $30k, PenFed Promise $47k, Chase Freedom Unlimited Signature (From CSP) $50k, Chase AARP Signature $7.5k, American Express Blue Cash $7.5k, Citi American Airlines Platinum $10.5k, Capital One Venture Signature $30k, Chase Sapphire Preferred (From Reserve) $12k, Chase Ink Business Preferred $10k, Barclays Aviator Business $14k. Total Available Credit: Over $350k, Utilization 4%, AAoA 7 Years, TU Fico 799, EX Fico 727
Message 18 of 77
keithB
Established Contributor

Re: Chase Closing my Accounts


@signaturecardmember wrote:

This MS thing worries me if 1 was to send regular payments to family or friends etc helping them out with bills and all, Id hate to see someone wrongly accused.


I'm sure they let one or two slide but if you are doing it all the time, they'll call your number.  Their computer might flag you but if everything is legit, there should be nothing to worry about.  Maybe using reward cards to help out family on a regular basis might not be the best way to go.

Message 19 of 77
kroberts67
Established Contributor

Re: Chase Closing my Accounts


@keithB wrote:

@signaturecardmember wrote:

This MS thing worries me if 1 was to send regular payments to family or friends etc helping them out with bills and all, Id hate to see someone wrongly accused.


I'm sure they let one or two slide but if you are doing it all the time, they'll call your number.  Their computer might flag you but if everything is legit, there should be nothing to worry about.  Maybe using reward cards to help out family on a regular basis might not be the best way to go.


Why would sending checks to fam, etc flag anything?  Am I missing sometihng or did I confuse that comment?

FICO: EQ 814 | TU 847 | EX ? (Started in the low 500's... you can do it!)

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Message 20 of 77
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