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Chase Co-Branded Product Changes

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GeneralCucumbre
Regular Contributor

Chase Co-Branded Product Changes

Does anybody know if Chase will allow a product change from a co-branded credit card to one of their own credit cards? (e.g. United MileagePlus Explorer to Chase Sapphire Preferred)

 

I believe that this was a no-go in the past but wanted to check here and see if anyone has had success in a similar situation.

AMEX Green Corporate - NPSL | AMEX Everyday - $60,000
Chase Freedom Unlimited Visa Signature - $49,500 | Chase Freedom Visa Signature - $27,300 | USAA Platinum Visa - $26,000
Message 1 of 29
28 REPLIES 28
Kellan
Regular Contributor

Re: Chase Co-Branded Product Changes


@GeneralCucumbre wrote:

Does anybody know if Chase will allow a product change from a co-branded credit card to one of their own credit cards? (e.g. United MileagePlus Explorer to Chase Sapphire Preferred)

 

I believe that this was a no-go in the past but wanted to check here and see if anyone has had success in a similar situation.


What I read on the forums is it depends on the co-branded card. United has a deal with chase not to allow PC. But not all the co-branded cards do. 

EQ: 678
TU: 699
EX: 736
Message 2 of 29
Imperfectfuture
Super Contributor

Re: Chase Co-Branded Product Changes

I know I can't PC Amazon. Just save the credit limit to add to new card, or use to open new card if reached Chase internal limit.
Signature needs updating
Message 3 of 29
jsucool76
Super Contributor

Re: Chase Co-Branded Product Changes

never pc to a csp. you're missing out on 40k points.
Message 4 of 29
Anonymous
Not applicable

Re: Chase Co-Branded Product Changes


@GeneralCucumbre wrote:

Does anybody know if Chase will allow a product change from a co-branded credit card to one of their own credit cards? (e.g. United MileagePlus Explorer to Chase Sapphire Preferred)

 

I believe that this was a no-go in the past but wanted to check here and see if anyone has had success in a similar situation.


With Chase, it will depend on the type of card you have that you want to PC.  Some cards cannot be changed.  But the best way is to send them a secure message or ring them get the best answer.

Message 5 of 29
Anonymous
Not applicable

Re: Chase Co-Branded Product Changes

Why would you want to do that? You would miss out on the CSP signup bonus. PCing only makes sense if it's to a card that doesn't have a signup bonus.

Message 6 of 29
jsucool76
Super Contributor

Re: Chase Co-Branded Product Changes


@Anonymous wrote:

Why would you want to do that? You would miss out on the CSP signup bonus. PCing only makes sense if it's to a card that doesn't have a signup bonus.


+1 

 

PC to the slate if you can, get a free FICO score, and signup for the CSP in a new app, gaining you 40,000 UR points (worth, at minimum, $400) 

Message 7 of 29
chalupaman
Super Contributor

Re: Chase Co-Branded Product Changes


@jsucool76 wrote:

@Anonymous wrote:

Why would you want to do that? You would miss out on the CSP signup bonus. PCing only makes sense if it's to a card that doesn't have a signup bonus.


+1 

 

PC to the slate if you can, get a free FICO score, and signup for the CSP in a new app, gaining you 40,000 UR points (worth, at minimum, $400) 


They're worth even more if you're trying to transfer them to airline and hotel partners. 1 to 1 point transfers FTW.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 8 of 29
Imperfectfuture
Super Contributor

Re: Chase Co-Branded Product Changes


@chalupaman wrote:

@jsucool76 wrote:

@Anonymous wrote:

Why would you want to do that? You would miss out on the CSP signup bonus. PCing only makes sense if it's to a card that doesn't have a signup bonus.


+1 

 

PC to the slate if you can, get a free FICO score, and signup for the CSP in a new app, gaining you 40,000 UR points (worth, at minimum, $400) 


They're worth even more if you're trying to transfer them to airline and hotel partners. 1 to 1 point transfers FTW.


Rumor mill has it that southwest might be going away.

Signature needs updating
Message 9 of 29
GeneralCucumbre
Regular Contributor

Re: Chase Co-Branded Product Changes


@jsucool76 wrote:

@Anonymous wrote:

Why would you want to do that? You would miss out on the CSP signup bonus. PCing only makes sense if it's to a card that doesn't have a signup bonus.


+1 

 

PC to the slate if you can, get a free FICO score, and signup for the CSP in a new app, gaining you 40,000 UR points (worth, at minimum, $400) 


I recently had a CSP that I closed and opened up the United MPE, so I don't think I would be eligible for the signup bonus.  Also, I just didn't want to apply for another account.

AMEX Green Corporate - NPSL | AMEX Everyday - $60,000
Chase Freedom Unlimited Visa Signature - $49,500 | Chase Freedom Visa Signature - $27,300 | USAA Platinum Visa - $26,000
Message 10 of 29
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