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Hard to believe that you got such a runaround from Chase., my girlfriend and I are retired and dcecided to do a lot of traveling before we got to old to do so, I decided to go on a credit card App binge because I didn't have a single card in my wallet other than 2 Walmart store cards. With a credit score of 656 and an income of 25K I was approved for 8 cards including Chase freedom and Amazon issued by Chase with CL's of 2K each, I was denied AMEX and a Chase Slate ( B4 I got the Amazon). Now 6 months later my Fico has gone up to a high on TU of 710, Ex 686 and EQ 690, go figure.
Difficult question to answer because you never know, I once got an immediate denial online then received a credit card in the mail, I would call in 3-4 days
I was going to close my Chase card because I was denied a CLI and I figured they would always be a tough nut to crack. Then I decide to call backdoor number. Super nice CSR asked me a few questions about my BK from 9 years ago and said hold on. Came back with a CLI from $5K to 10K. Best CLI I have ever received from anyone.
Hi friends,
I applied for a SW Rapid Rewards card online from Chase a couple days ago as they keep sending me letters in the mail.
I got the, 'Your application is under review, wait 10 days or so for a response in the mail' or something like that...
Well im impatient so I stumbled upon this forum and gave the 'application status' line a call and the automated macine told me its still under review..
Should I go ahead and call the recon line even though I dont know if im denied or approved?
Im pretty sure im denied. Im not sure what my score is but Credit Karma is saying its around 678. I have one baddie, a Slate card with only a $500 limit thats nearly maxed of course and a target card of 1 year at $500 limit.
My objective is not to get credit but to build credit so I can look at homes in a years time.. I want my score to be around 750 before I look at homes.
Also is this the right number to call? Chase: 888-270-2127 (App recon)
Great site and thanks for any help.!
@Anonymous wrote:Hi friends,
I applied for a
SW Rapid Rewards card online from Chase a couple days ago as they keep sending me letters in the mail. m
I got the, 'Your application is under review, wait 10 days or so for a response in the mail' or something like that...
Well im impatient so I stumbled upon this forum and gave the 'application status' line a call and the automated macine told me its still under review..
Should I go ahead and call the recon line even though Im not sure if im denied or approved?
Im pretty sure im denied. Im not sure what my score is but Credit Karma is saying its around 678. I have one baddie, a Slate card with only a $500 limit thats nearly maxed of course and a target card of 1 year at $500 limit.
My objective is not to get credit but to build credit so I can look at homes in a years time.. I want my score to be around 750 before I look at homes.
Also is this the right number to call? Chase: 888-270-2127 (App recon)
Great site and thanks for any help.!
I had that for my Marriott card and had to verify stuff. My opinion is just recon anything from Chase for anything that doesn't say approved. Worse they can say is declined or pending
Well, got denied on the phone a second ago..
He did look into it but said I need to fix that one baddie and get my utilization down which was all about to be fixed almost today.
My lesson learned today was to be patient and not so impulsive and good things will come.
The guy on the phone was cool and Chase seem to be doing a great job so no bitterness there, just a little dissapointed in my self as I knew
I should have waited a month before applying.
I'll try again around Janurary.