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Chase Credit Card High Limit

Valued Contributor

Re: Chase Credit Card High Limit


Creditaddict wrote:
I "THOUGHT" Discover usually requires income verification in the $15-$25k range? can anyone chime in, I thought it was $15 or $20 but maybe it's like Amex and it's not a for sure thing but can happen... but an instant $22k from Discover? I dunno.... you had me until that!~

They do at $20,000 and higher. An instant Discover approval for $22,000 sounds very unusual because a senior credit analyst told me instant approvals would never go above $15,000. Policies change so it is possible.

Established Contributor

Re: Chase Credit Card High Limit


mxp114 wrote:

Creditaddict wrote:
I "THOUGHT" Discover usually requires income verification in the $15-$25k range? can anyone chime in, I thought it was $15 or $20 but maybe it's like Amex and it's not a for sure thing but can happen... but an instant $22k from Discover? I dunno.... you had me until that!~

They do at $20,000 and higher. An instant Discover approval for $22,000 sounds very unusual because a senior credit analyst told me instant approvals would never go above $15,000. Policies change so it is possible.


Fact.

Valued Member

Re: Chase Credit Card High Limit

Discover recently bumped me to $24k on an sp with no income verification. That said, they started me at $1k a few years back, so I had to work my way up. I'm very surprised by an instant approval over $20k. Discover generally requires borrowers to earn their stripes, even extremely well qualified ones.
Regular Contributor

Re: Chase Credit Card High Limit

OP's friend would show him his new approvals but won't disclouse anything else, something is off. Not saying OP isn't telling the truth, but there are def. some misinformation or lack of it.

WALLET: Amex BCP 25K | Barclay Arrival Plus 27K | Ink Plus 25K | Chase Reserve 20K
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Moderator

Re: Chase Credit Card High Limit

Does OP know the income of this individual? Is OP's income identical to this person? This is all in hypothetical land and we're all swimming in a lake of no information Smiley Very Happy
Valued Contributor

Re: Chase Credit Card High Limit


ashi1989 wrote:

Hi everybody I have a question my friend applied for chase and get 20k credit limit with 700+ score and he called request some form he fill it out and send it and got approved after that he applied at citibank and got 30k then he applied discover and got 22k is there is routine to apply for credit card that will get you approved for high credit limit i'm new to this and if anyone know what he did how he get this limits can he tell me because his not telling me anything all i know he had bofa for 5 years with CL of 8k any advise will be very thankfull 


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Regular Contributor

Re: Chase Credit Card High Limit


ashi1989 wrote:

Hi everybody I have a question my friend applied for chase and get 20k credit limit with 700+ score and he called request some form he fill it out and send it and got approved after that he applied at citibank and got 30k then he applied discover and got 22k is there is routine to apply for credit card that will get you approved for high credit limit i'm new to this and if anyone know what he did how he get this limits can he tell me because his not telling me anything all i know he had bofa for 5 years with CL of 8k any advise will be very thankfull 


I don't mean to be unfriendly, but I think reading texts without any interpunction is confusing.

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Valued Contributor

Re: Chase Credit Card High Limit

OP's friend should join the myFICO forums. Smiley Happy

Regular Contributor

Re: Chase Credit Card High Limit

first question is  ?  do you know your friends income ?

 

that should answers a few quesitons ...  a side from the Boa... the info is very limited to give proper advice...

Senior Contributor

Re: Chase Credit Card High Limit


ashi1989 wrote:

is there is routine to apply for credit card that will get you approved for high credit limit 


No there's no routine.  As always it's about one's credit (not just scores), income and the creditor's criteria.