Has anyone been able to get a reduced apr with chase or a credit line increase if so how? I've been with them for about 1 year and 4 months and am still stuck at $800 limit and apr of 22.99%
I got an increase at 5 months, from 3k, to 6k. It was an auto CLI, SP. They havent touched my APR though, stuck at 22.99, I think once it gets out of the promo period and they see I am solid with payments they might lower it.
I havent read the whole thread. Yet I know to get a auto CLI they want to see high usage. For a lower APR's they like to see responsible use and a high credit score.