01-18-2013 09:26 AM
Has anyone been able to get a reduced apr with chase or a credit line increase if so how? I've been with them for about 1 year and 4 months and am still stuck at $800 limit and apr of 22.99%
01-18-2013 10:01 AM
01-18-2013 05:55 PM
have you used the card alot?
i was approved back in july for a 500 limit with the 22.9apr but 0% on bt and purchases for the first 18 months. since then i got a auto cli to 1k last month.
to my knowledge you can request one but it would be a hard pull.
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01-18-2013 07:21 PM
Chase bought WAMU a few years back, and I had a WAMU card. Chase immediately rate jacked my APR to 29.99% (the default rate) for no reason. The account was 10 years old, with no issues. Eventually they switched me to a Slate card, and about 6 months ago I PC'd it to a CSP, and got a CLI to $25,000. I've tried and tried to get them to reduce the APR since they took over the account years ago, and they always refuse, saying that I they'll "check again in six months". I also have a JPM Select that has the standard 14.24% that comes with that card, and they STILL won't lower the rate on the CSP. The APR really doesn't matter as I never carry balances - it's the principal of the matter that gets to me every time I think about it!
01-20-2013 04:48 AM
I'm at 17.99% and plan on calling to ask for a reduction Tuesday.
05-31-2013 08:59 PM
ok so based on what im hearing and being in contact with there executive office these companies will never budge on apr becuse i also get told to callbck in 6 months
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