Reply
Frequent Contributor
Posts: 373
Registered: ‎06-21-2013
0

Re: Chase Credit Line Increase and Apr Reduction


92SelfMade wrote:

Has anyone been able to get a reduced apr with chase or a  credit line increase if so how? I've been with them for about 1 year and 4 months and am still stuck at $800 limit and  apr of 22.99%


I got an increase at 5 months, from 3k, to 6k. It was an auto CLI, SP. They havent touched my APR though, stuck at 22.99, I think once it gets out of the promo period and they see I am solid with payments they might lower it.


Citi Premier 2k | Amex PRG NPSL | Citi Double Cash 1.2k | Chase Freedom 1k | Fidelity AMEX 5.5k | Sallie Mae World MC 2.4k | Banana Republic 4.8k | Discover 4.3k | Slate 8k | Best Buy .6k | Kohl's .3k |
Frequent Contributor
Posts: 275
Registered: ‎07-11-2013
0

Re: Chase Credit Line Increase and Apr Reduction

I havent read the whole thread. Yet I know to get a auto CLI they want to see high usage. For a lower APR's they like to see responsible use and a high credit score.

Chase Sapphire Preferred - American Express Blue Sky - Chase Freedom - BankAmericard Travel Rewards - Walmart - Macy's

Walmart TU 823 (Most Recent) EX 807 EQ 810
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.