@tyler84098 wrote:Unfortunately, you got the whole story. There really is nothing else to say nor nothing else to "read between the lines." I was not maxed out at 90% as what most people were saying, it was around 60% BEFORE the CLD. When the CLD occured thats what made it pretty much 98%.
60% of your overall util or 60% of the two cards you were carrying balances on prior to the CLD?
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@jamesdwi wrote:Its pretty obvious that it was multiple things causing the issue, being out of country, and carrying high balances on multiple cards, it would be pretty expensive for chase to recoup its money if the OP decided to stay in the foreign country and left chase holding the bill. So they decided reduce our future risk, CLD now, and let an underwriter listen to the story later and make the decision when the OP called in.
Maybe I missed this but did chase even know OP was out of the country at the time of the CLD? I don't recall reading that. I just know OP told us that is where they were.
