Okay, so! Called the EO just to see if anyone was there at this hour. I had the option of being transferred to a senior specialist who deals with EO issues when the EO is closed. The specialist said that I can PC the Sapphire to a Freedom. I have to wait until the card is a full 12 months old, which in this case will be August 12 next. She said she would note my account that we talked about it and I should have no problems. She further said that even though my Sapphire is a signature card, if I didn't want a Freedom signature (due to what is reported in the way of a limit to CA) I could have a regular Freedom. Whichever I want. I think I'll keep the signature. Even though it doesn't have the prestige it once had, it's still fun to have.
Sidebar: she told me that signature cards do not earn higher swipe fees from merchants as I have read here and on other forums. But that is neither here nor there, just a bit of "trivia".
Experian Score: 689--Amex 27 July 2014; Equifax Score 680--MyFICO--17 September 2014; TransUnion Score 718-Discover 20 August 2014--PUH-RAISE JESUS, I finally broke 700!!! Cards and Credit Lines: Escape by Discover, Chase Freedom Signature Visa, Chase United MileagePlus Explorer Signature Visa, Chase Sapphire Preferred Signature Visa, Barclay's Holland America Visa, Citibank Custom Credit Line, Paypal Custom Connect Credit Line, Bloomingdale's, Macy's Premier Elite, Amazon Store Card, Lord & Taylor, Nordstrom, Discover It, Gold Delta SkyMiles from American Express, PayPal BML.
