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Chase Freedom 2013 Category

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afbar1114
Valued Contributor

Re: Chase Freedom 2013 Category

The first quarter is great for me i will be using all three of those..

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 11 of 49
LTomBerry
Frequent Contributor

Re: Chase Freedom 2013 Category

I don't drink coffee and rarely go to drugstores. The others might be useful but I won't max them out by a long shot.


Starting Score: 690
Current Score: EQ 780 EX 814 TU 783
Goal Score: 800

Take the FICO Fitness Challenge
Message 12 of 49
afbar1114
Valued Contributor

Re: Chase Freedom 2013 Category

I work at a drug store and drink alot of starbucks....i

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 13 of 49
FrugalRican
Blogger

Re: Chase Freedom 2013 Category

No Best Buy in the 4th quarter? Suckage.

I just purchased a TV and got $35 from the 5% cashback PLUS the 10-10 bonuses.

 

No groceries either? Looks like the BCE is going into heavy rotation mode for me.

At least the Freedom will be seeing usage in the first three quarters. Maybe this will make it easier to decide between Freedom and More.

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Message 14 of 49
distantarray
Established Contributor

Re: Chase Freedom 2013 Category

hmmm 1 cup of starbucks nasty generic burned coffee $2 + 10 points = 12 x 10% 13.2x 25% for Chase Sapphire transfer for travel = 16.5 points for a cup of burned nasty coffee still not worth it


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Message 15 of 49
FrugalRican
Blogger

Re: Chase Freedom 2013 Category

Starbucks coffee isn't worth it even if it were free.

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Message 16 of 49
trumpet-205
Valued Contributor

Re: Chase Freedom 2013 Category


@FrugalRican wrote:

No Best Buy in the 4th quarter? Suckage.

I just purchased a TV and got $35 from the 5% cashback PLUS the 10-10 bonuses.

 

No groceries either? Looks like the BCE is going into heavy rotation mode for me.

At least the Freedom will be seeing usage in the first three quarters. Maybe this will make it easier to decide between Freedom and More.


Best Buy typically does not have the "best" price, if you catch my drift. I bought Panasonic TC-L42ET5 from Amazon for $600, while Best Buy goes for $800 right now (which is $30 more expensive than standard Amazon price, $770). You did compare your price to other sellers right?

 

It does have Amazon.com as 5% category, which I think is better than Best Buy.

 

Message 17 of 49
distantarray
Established Contributor

Re: Chase Freedom 2013 Category


@FrugalRican wrote:

Starbucks coffee isn't worth it even if it were free.


only thing decent there is a green tea frap but that's like 600+ calories and is more like ice cream slush lol, I used to work at one I complained why the coffee tasted like **bleep**. basically they burn the beans on purpose to give it a strong flavor, and people think it's a stronger cup of joe, in reality it drops the caffeine content down so your really getting burned weak coffee. but in seattle where most depressed % of people in America live it makes sense since they want strong to perk them up but think starbucks has the strongest coffee (when it's really otherway around) If you go there the only coffee that's decent is the breakfast blend since it's actually NOT BURNT.


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Message 18 of 49
distantarray
Established Contributor

Re: Chase Freedom 2013 Category


@trumpet-205 wrote:

@FrugalRican wrote:

No Best Buy in the 4th quarter? Suckage.

I just purchased a TV and got $35 from the 5% cashback PLUS the 10-10 bonuses.

 

No groceries either? Looks like the BCE is going into heavy rotation mode for me.

At least the Freedom will be seeing usage in the first three quarters. Maybe this will make it easier to decide between Freedom and More.


Best Buy typically does not have the "best" price, if you catch my drift. I bought Panasonic TC-L42ET5 from Amazon for $600, while Best Buy goes for $800 right now (which is $30 more expensive than standard Amazon price, $770). You did compare your price to other sellers right?

 

It does have Amazon.com as 5% category, which I think is better than Best Buy.

 


also bestbuy recodes their merchandise with the manufacturer. For instance my TV is a 6000 but they renumbered it to 6001 which does not exist besides in bestbuy so NO ONE can price match it lol


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Message 19 of 49
trumpet-205
Valued Contributor

Re: Chase Freedom 2013 Category


@distantarray wrote:

also bestbuy recodes their merchandise with the manufacturer. For instance my TV is a 6000 but they renumbered it to 6001 which does not exist besides in bestbuy so NO ONE can price match it lol


Oh. This is a new one. Ain't they so smart? lol Smiley Very Happy

 

One more reason as to why Best Buy is struggling.

Message 20 of 49
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