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Valued Contributor
Posts: 1,712
Registered: ‎01-05-2010
0

Chase Freedom 5% card

I took a look at the Chase Freedom 5% cash back with quarterly bonus categories.

Is that card necessarily a Signature Visa? It would be best if at least the high balance is used for the utililzation.

 

Never underestimate the power of denial
Established Contributor
Posts: 720
Registered: ‎08-14-2008
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Re: Chase Freedom 5% card

Depends on the issuing limit.  If its at least 5k you'll get the siggy.  Less than that you'll get the regular card.  They like to give out siggy cards though..mo money mo money!!

CCs: Chase Freedom VS 12.9k, CSP VISA Sg 13k, BofA Amex 24.5k, Discover 12.5k, US Bank Cash+ Visa Sg 17k, Macy's Amex 8k/1.5k, Gap Visa 10k, Best Buy 11.1k, Citi TY MC 10.8k, Citi AA Amex 6k, Nordstrom VS 10k, Costco Amex 12k, BofA CR VS 5k, Amex BCP 13.5k, Amex ED 5k, Sears MC 9k, HD 7k, Target 600, Amazon 7k, US Bank MC 15k, US Airways MC 8k, NFL Visa 4k, Patelco Visa 10k, Penfed PR VS 44.6k, Chase Hyatt VS 8k, Citi Simplicity 13.3k, PayPal MC 7.5k, BBVA Visa 4k, WF VS 14k, FNBO Amex 14.1k, OCCU VISA 15k, TR Visa Sg 16.3k, C1 QS Visa 11k, FRN MC 15k, HSN 4k, Saks WEMC 10k/4k, Chase Ink 18k, Arrival WEMC 10k, Ebates VS 8k, Orbitz VS 12k, NASA V 30k, USBk FP VS 17k, DC 30k, VirgAm 15k, Sams MC 15k, Amex Bz Gold, Amex SC 10k, BofW Bz MC 18k
Moderator Emerita
Posts: 28,098
Registered: ‎04-01-2007
0

Re: Chase Freedom 5% card

Hmmm, if a CLI will turn my Freedom into a siggy or World card, I think I'm OK with my $3,500 CL after all!

 

I'm getting ready to lose the $18K CL on my BofA card (changed to World.) I probably don't need to lose any more.

 

I do get the 5% for online shopping / 3% rotating categories, so I've finally made peace with Chase. For now.

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Valued Contributor
Posts: 1,712
Registered: ‎01-05-2010
0

Re: Chase Freedom 5% card

That brings up the interesting question: which no annual fee visa/mc cards report credit limits? There must be some!

 

Never underestimate the power of denial
Moderator Emerita
Posts: 28,098
Registered: ‎04-01-2007
0

Re: Chase Freedom 5% card

 


my-own-fico wrote:

That brings up the interesting question: which no annual fee visa/mc cards report credit limits? There must be some!

 


It's more a question of which Visa Signature/ MC World cards do report CL's.

 

 

My USAA World MC does report. Waiting to see what the BofA does.

 

From what I've read here, it seems like more Worlds report than do Sigs, but we've had reports of a couple of Sigs that report.

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
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