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Chase Freedom 5% categories work internationally?

Established Contributor

Chase Freedom 5% categories work internationally?

Soooo many Freedom threads, so sorry couldn't read all of them. Anyways, Qs...

1. Does the 5% count overseas?

2. While overseas, does the 2.7% or 3% (whichever it is) ForEx fees count toward points? TIA

     
Message 1 of 7
6 REPLIES
Super Contributor

Re: Chase Freedom 5% categories work internationally?


SuperKirby wrote:

Soooo many Freedom threads, so sorry couldn't read all of them. Anyways, Qs...

1. Does the 5% count overseas?

2. While overseas, does the 2.7% or 3% (whichever it is) ForEx fees count toward points? TIA


1. should count if MCC codes are same.

2. i don't think so. it's count as finance fees.

 

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Message 2 of 7
Frequent Contributor

Re: Chase Freedom 5% categories work internationally?


SuperKirby wrote:

Soooo many Freedom threads, so sorry couldn't read all of them. Anyways, Qs...

1. Does the 5% count overseas?

 

Your best bet is going to be to call CS.

2. While overseas, does the 2.7% or 3% (whichever it is) ForEx fees count toward points? TIA

 

I'm guessing not, but again, ask a CSR to be sure!


 

Message 3 of 7
Valued Contributor

Re: Chase Freedom 5% categories work internationally?

One counter example is listed:

 

Purchases made at Amazon.co.uk, Amazon.de, Amazon.fr, Amazon.co.jp, Amazon.ca, or any other website operated by Amazon.com, its affiliates and subsidiaries are not eligible for 5% cash back.

 


but unlike Amex BCP for example, it doesn't specify US for the other categories.  But asking (several!) CSRs is probably the best way to go.

Message 4 of 7
Regular Contributor

Re: Chase Freedom 5% categories work internationally?


SuperKirby wrote:

Soooo many Freedom threads, so sorry couldn't read all of them. Anyways, Qs...

1. Does the 5% count overseas?

2. While overseas, does the 2.7% or 3% (whichever it is) ForEx fees count toward points? TIA


1. By logic yes, someone used the other CC and got the points, which means they go by MCC.

2. it is 3% on mine, if you get charged in foreign currency you will pay 3% as a separate charge, and since you gotta pay it at the end, your points will be worth less.

No, you don't get points on that...

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Message 5 of 7
Established Contributor

Re: Chase Freedom 5% categories work internationally?

Thanks for the responses.

     
Message 6 of 7
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Valued Contributor

Re: Chase Freedom 5% categories work internationally?

They do work internationally, if the merchant codes properly. No points on FTFs.

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Message 7 of 7