Chase Freedom APR% Reduction

[Anonymous]

I checked my Chase Freedom account this morning and noticed they had reduced my APR% from 20.24% to 13.24%. I rarely use my Chase card because the credit limit is a joke ($1,500, when all my other limits are $10K-$20K) and the APR was always outrageously high.

I did not request the rate reduction, they did it automatically. My FICO's are all in the 750-800 range now and have been for some time. Yet Chase has never, ever given me an auto CLI.

[tntexans72]

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@Anonymous wrote:

I checked my Chase Freedom account this morning and noticed they had reduced my APR% from 20.24% to 13.24%. I rarely use my Chase card because the credit limit is a joke ($1,500, when all my other limits are $10K-$20K) and the APR was always outrageously high.

I did not request the rate reduction, they did it automatically. My FICO's are all in the 750-800 range now and have been for some time. Yet Chase has never, ever given me an auto CLI.

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Well, that is a great start. Now they need to bump up your CL. How long have you had the card? Maybe it's time to give Chase CSR a call and let them know how you feel. There could of been a computer glitched when you apped that started you off with a low CL. With your Fico where it is...I would be surprise if they turn you down. Just be persistance....GL.

[Anonymous]

Sure was nice of them to reduce your annual percentage rate percent

Seriously though, I'd much prefer that kind of APR reduction than a $10k CLI.  CLIs are much easier to get it seems.