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Established Member
matrix23
Posts: 20
Registered: ‎02-19-2013
0

Chase Freedom - App Rejected

I was rejected for a Chase Freedom due to lack of credit history according to Chase. She also hinted at the fact that I just got a Chase Saphire Preffered.  Currently I have...

 

Chase Saphire Preffered 5k, $69/5000  01/2013

Capital One VentureOne 3K, $0/3000   09/2012

Macy's AMEX $300, $0/300, 05/2008

Neiman Marcus Card 2K, $0/2000, 11/2007

Macy's Store Card 2K, $0/2000, 09/2005

 

Is my credit history insufficient, or should I try again with recon?  She said if I did get one, the limit would be low.

 

Tbh, I really wanted one for the 5% categories and the ability to get UR points with it to combine with the CSP.

 

MY WALLET: Chase Sapphire Preferred $5,000, Chase Freedom $3,000, Amex Blue Cash Everyday $25,000, Chase Ink Bold NPSL

CREDIT SCORES: Credit Sesame (EX) 766, Quizze (EQ) 740, Credit Karma (TU) 744
Established Member
matrix23
Posts: 20
Registered: ‎02-19-2013
0

Re: Chase Freedom - App Rejected

Also for what it is worth, I have no bad marks on any of my credit reports and my FAKO scores are Credit Karma 745, Credit Sesame 775

MY WALLET: Chase Sapphire Preferred $5,000, Chase Freedom $3,000, Amex Blue Cash Everyday $25,000, Chase Ink Bold NPSL

CREDIT SCORES: Credit Sesame (EX) 766, Quizze (EQ) 740, Credit Karma (TU) 744
Valued Contributor
dodfire
Posts: 1,453
Registered: ‎04-14-2012
0

Re: Chase Freedom - App Rejected

Probably because your cards are still pretty new....couldnt hurt to recon...you already took the hit for the pull so you might as well. 

*8/10/13
Established Contributor
toppers555
Posts: 551
Registered: ‎09-28-2012
0

Re: Chase Freedom - App Rejected

You may be able to get a 500 cl , but I would have to agree. you oldest cards look to be store cards. Also you just got saphire with chase in jan ,and your other credit card is not even a year old yet. 



TU 715 No apps to 05/13 cash+ 5/13!!! 738 TU CSP April 13!!!CSP approved May 13!!!


Contributor
MazdaSpeed
Posts: 246
Registered: ‎04-09-2013
0

Re: Chase Freedom - App Rejected

Definitely call the backdoor recon number!

BCE 17.1k (1/13 backdated to 1/11)_____CSP 5k (4/13)
Barclaycard Arrival 1k (4/13)______Capital1 Cash Rewards 2.5k (3/13)
Citi Dividend 1k (3/13)_________Discover IT 1k (3/13)
Chase Hyatt 500 (5/13)______Chase Freedom 5k (11/12)
TU 745 (2/26/14
Regular Contributor
rogersave
Posts: 104
Registered: ‎07-18-2011
0

Re: Chase Freedom - App Rejected

Can't hurt to recon!

Equifax 712 transunion 693experian 673
Chase freedom 500 Chase United explorer 5000 Discover IT 13000 AMEX PRG npsl AMEX BCE 6000 CSP 12000.AMEX ED 15000 Citi Simplicity 7000
Moderator
09Lexie
Posts: 25,880
Registered: ‎09-13-2012
0

Re: Chase Freedom - App Rejected

Chase loves that 'lack of revolving history' line. Assuming these are your individual accounts- call back.
Good luck!
Frequent Contributor
GMCSierraDenali
Posts: 252
Registered: ‎02-19-2013
0

Re: Chase Freedom - App Rejected

[ Edited ]

Recon ASAP. Getting approved for a CS/CSP recently isn't a guarenteed denial for the Freedom.

      

      

Regular Contributor
a3quit4s
Posts: 211
Registered: ‎03-07-2013
0

Re: Chase Freedom - App Rejected

I got my freedom not to long after my Chase Sapphire was upgraded to CSP


EQ 733 3/3/13 GOAL: 800 Merrill Lynch Merrill+ $12,500 | AMEX BCE 6K | AMEX PRG NPSL | CSP 6K | Freedom 5K | Discover IT 5K | HVFCU 10K | American Eagle Visa 5K | Citi Thank You Preferred 6,100

In the garden since 4/22/13 | Hating on Capital One since '09
Senior Contributor
BearsAndTurtlesRtheBest
Posts: 3,552
Registered: ‎10-02-2012
0

Re: Chase Freedom - App Rejected

Macys AMEX with a $300 CL?? Is that possible? curious

$1,000$600
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