I was rejected for a Chase Freedom due to lack of credit history according to Chase. She also hinted at the fact that I just got a Chase Saphire Preffered. Currently I have...
Chase Saphire Preffered 5k, $69/5000 01/2013
Capital One VentureOne 3K, $0/3000 09/2012
Macy's AMEX $300, $0/300, 05/2008
Neiman Marcus Card 2K, $0/2000, 11/2007
Macy's Store Card 2K, $0/2000, 09/2005
Is my credit history insufficient, or should I try again with recon? She said if I did get one, the limit would be low.
Tbh, I really wanted one for the 5% categories and the ability to get UR points with it to combine with the CSP.
Also for what it is worth, I have no bad marks on any of my credit reports and my FAKO scores are Credit Karma 745, Credit Sesame 775
Probably because your cards are still pretty new....couldnt hurt to recon...you already took the hit for the pull so you might as well.
You may be able to get a 500 cl , but I would have to agree. you oldest cards look to be store cards. Also you just got saphire with chase in jan ,and your other credit card is not even a year old yet.
TU 715 No apps to 05/13 cash+ 5/13!!! 738 TU CSP April 13!!!CSP approved May 13!!!
Can't hurt to recon!
Recon ASAP. Getting approved for a CS/CSP recently isn't a guarenteed denial for the Freedom.
| Total CL: $177,300|
Highest CL: $10,000
Average CL: $6,300
Total PLOC: $26,000
| AAoA: 3 yrs & 11 mos|
Inq: 11 (EQ) | 10 (TU) | 9 (EX)
I got my freedom not to long after my Chase Sapphire was upgraded to CSP
Macys AMEX with a $300 CL?? Is that possible? curious