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Chase Freedom Application

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afbar1114
Valued Contributor

Re: Chase Freedom Application

recon recon recon!!!! what is your profile like?

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 11 of 23
HiHiHiHiHiHi
New Contributor

Re: Chase Freedom Application


@afbar1114 wrote:

recon recon recon!!!! what is your profile like?


I don't think I can recon if they didn't deny me. My scores and cards are in my signature.

Scores: EQ-798 EX-802 TU-786

CC: |Amex PRG - NPSL| |Citi Simplicity - 22.6K| |CapOne No Hassle Rewards - 20K| |Chase Freedom 17.5K| |CSP 15K| |Discover IT - 7.8K| |Discover More - 6.1K| |GE PC Richard - 4.5K| |Amex Delta Gold - 3.5K| |Citi Goodyear - 2.5K| |CapOne Kohls - 1.5K| |GAP - 1.5K| |Macy's Amex - 1K| |Ann Taylor - 0.5K| |NY&C - 0.5K|
Message 12 of 23
resilient
Established Contributor

Re: Chase Freedom Application


@HiHiHiHiHiHi wrote:

@afbar1114 wrote:

recon recon recon!!!! what is your profile like?


I don't think I can recon if they didn't deny me. My scores and cards are in my signature.


Call the backdoor number and inquire why you weren't instantly approved...could be they need to verify information about you...I'm very impatient and did this everytime I got the 7-10 day message....approved for everything I applied for!

Amex Platinum Amex PRG Amex Hilton Surpass ($7k) Citi AAdvantage WEMC ($20k) Citi Hilton Honors VS ($6.8k) Dillard's Amex ($7.5k) Discover it ($6.5k) FNBO Chrysler MC ($30k) Military Star Card ($4.8k) Nordstrom VS ($25k) PenFed Power Cash Rewards VS ($20.5k) Ritz-Carlton VI ($54.5k) Starwood Preferred Guest Amex ($10k) Susan G. Komen WMC ($38k) Kinetic CU Visa ($10k) US Bank Cash + VS ($16k) Sears MC ($6k) USAA Limitless VS ($15k) Walmart MC ($7.5k) AAdvantage Aviator Silver WEMC ($11.3k)
Message 13 of 23
HiHiHiHiHiHi
New Contributor

Re: Chase Freedom Application

There could be three reasons they didn't approve me instantly.

1. I put some consumer statements on my Transunion credit report telling banks not to confuse me with my sister. They did that before and both are credit reports were messed up. Before I started trying to fix it there were 50 accounts on my credit report.

2. I applied for a BP Visa two years ago and I never used it once. I didn't even activate it.

3. They hate me.

Scores: EQ-798 EX-802 TU-786

CC: |Amex PRG - NPSL| |Citi Simplicity - 22.6K| |CapOne No Hassle Rewards - 20K| |Chase Freedom 17.5K| |CSP 15K| |Discover IT - 7.8K| |Discover More - 6.1K| |GE PC Richard - 4.5K| |Amex Delta Gold - 3.5K| |Citi Goodyear - 2.5K| |CapOne Kohls - 1.5K| |GAP - 1.5K| |Macy's Amex - 1K| |Ann Taylor - 0.5K| |NY&C - 0.5K|
Message 14 of 23
afbar1114
Valued Contributor

Re: Chase Freedom Application

call and see what they say...its worth a shot

 

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 15 of 23
Epcot
Valued Contributor

Re: Chase Freedom Application

Hope for the best, keep us posted!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 16 of 23
HiHiHiHiHiHi
New Contributor

Re: Chase Freedom Application

I think I will wait till tomorrow to see if they approved me yet before I call.

Scores: EQ-798 EX-802 TU-786

CC: |Amex PRG - NPSL| |Citi Simplicity - 22.6K| |CapOne No Hassle Rewards - 20K| |Chase Freedom 17.5K| |CSP 15K| |Discover IT - 7.8K| |Discover More - 6.1K| |GE PC Richard - 4.5K| |Amex Delta Gold - 3.5K| |Citi Goodyear - 2.5K| |CapOne Kohls - 1.5K| |GAP - 1.5K| |Macy's Amex - 1K| |Ann Taylor - 0.5K| |NY&C - 0.5K|
Message 17 of 23
HiHiHiHiHiHi
New Contributor

Re: Chase Freedom Application

So, finally after four long days I was approved for the Chase Freedom card. They only gave me a CL of $10,000.  Should I close my BP Visa an transfer the CL to the Freedom since I never use it?

Scores: EQ-798 EX-802 TU-786

CC: |Amex PRG - NPSL| |Citi Simplicity - 22.6K| |CapOne No Hassle Rewards - 20K| |Chase Freedom 17.5K| |CSP 15K| |Discover IT - 7.8K| |Discover More - 6.1K| |GE PC Richard - 4.5K| |Amex Delta Gold - 3.5K| |Citi Goodyear - 2.5K| |CapOne Kohls - 1.5K| |GAP - 1.5K| |Macy's Amex - 1K| |Ann Taylor - 0.5K| |NY&C - 0.5K|
Message 18 of 23
resilient
Established Contributor

Re: Chase Freedom Application

Only $10k? Wow that's a nice limit!!!
Amex Platinum Amex PRG Amex Hilton Surpass ($7k) Citi AAdvantage WEMC ($20k) Citi Hilton Honors VS ($6.8k) Dillard's Amex ($7.5k) Discover it ($6.5k) FNBO Chrysler MC ($30k) Military Star Card ($4.8k) Nordstrom VS ($25k) PenFed Power Cash Rewards VS ($20.5k) Ritz-Carlton VI ($54.5k) Starwood Preferred Guest Amex ($10k) Susan G. Komen WMC ($38k) Kinetic CU Visa ($10k) US Bank Cash + VS ($16k) Sears MC ($6k) USAA Limitless VS ($15k) Walmart MC ($7.5k) AAdvantage Aviator Silver WEMC ($11.3k)
Message 19 of 23
Dustink
Valued Contributor

Re: Chase Freedom Application


@HiHiHiHiHiHi wrote:

So, finally after four long days I was approved for the Chase Freedom card. They only gave me a CL of $10,000.  Should I close my BP Visa an transfer the CL to the Freedom since I never use it?


The line swap sounds like a good option. You could also try reconing the low limit.

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 20 of 23
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