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Valued Contributor
afbar1114
Posts: 2,177
Registered: ‎01-09-2012

Re: Chase Freedom Application

recon recon recon!!!! what is your profile like?


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
New Contributor
HiHiHiHiHiHi
Posts: 63
Registered: ‎07-21-2012

Re: Chase Freedom Application

[ Edited ]

afbar1114 wrote:

recon recon recon!!!! what is your profile like?


I don't think I can recon if they didn't deny me. My scores and cards are in my signature.

Scores: EQ-798 EX-802 TU-786

CC: |Amex PRG - NPSL| |Citi Simplicity - 22.6K| |CapOne No Hassle Rewards - 20K| |Chase Freedom 17.5K| |CSP 15K| |Discover IT - 7.8K| |Discover More - 6.1K| |GE PC Richard - 4.5K| |Amex Delta Gold - 3.5K| |Citi Goodyear - 2.5K| |CapOne Kohls - 1.5K| |GAP - 1.5K| |Macy's Amex - 1K| |Ann Taylor - 0.5K| |NY&C - 0.5K|
Frequent Contributor
resilient
Posts: 344
Registered: ‎10-02-2012

Re: Chase Freedom Application


HiHiHiHiHiHi wrote:

afbar1114 wrote:

recon recon recon!!!! what is your profile like?


I don't think I can recon if they didn't deny me. My scores and cards are in my signature.


Call the backdoor number and inquire why you weren't instantly approved...could be they need to verify information about you...I'm very impatient and did this everytime I got the 7-10 day message....approved for everything I applied for!

Belk ($2.5k) Chase Freedom VS ($15k) CSP VS ($21.9k) Citi Platinum Select AAdvantage WEMC ($13k) Dillard's AmEx ($7.5k) Discover it ($3.5k) FNBO Chrysler MC ($12.5k) Gold Delta SkyMiles AmEx ($9.5k) Macy's AmEx ($3k) Macy's ($1k) Military Star Card ($4.8k) Nordstrom VS ($10k) PenFed Cash Rewards Visa ($15k) Susan G. Komen WMC ($30k) Kinetic CU Visa ($10k) US Bank Cash + VS ($14k) Walmart Discover ($7.5) Arrival + WMC ($12.5k)
New Contributor
HiHiHiHiHiHi
Posts: 63
Registered: ‎07-21-2012

Re: Chase Freedom Application

There could be three reasons they didn't approve me instantly.

1. I put some consumer statements on my Transunion credit report telling banks not to confuse me with my sister. They did that before and both are credit reports were messed up. Before I started trying to fix it there were 50 accounts on my credit report.

2. I applied for a BP Visa two years ago and I never used it once. I didn't even activate it.

3. They hate me.

Scores: EQ-798 EX-802 TU-786

CC: |Amex PRG - NPSL| |Citi Simplicity - 22.6K| |CapOne No Hassle Rewards - 20K| |Chase Freedom 17.5K| |CSP 15K| |Discover IT - 7.8K| |Discover More - 6.1K| |GE PC Richard - 4.5K| |Amex Delta Gold - 3.5K| |Citi Goodyear - 2.5K| |CapOne Kohls - 1.5K| |GAP - 1.5K| |Macy's Amex - 1K| |Ann Taylor - 0.5K| |NY&C - 0.5K|
Valued Contributor
afbar1114
Posts: 2,177
Registered: ‎01-09-2012

Re: Chase Freedom Application

call and see what they say...its worth a shot

 


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Valued Contributor
Epcot
Posts: 2,777
Registered: ‎10-10-2012

Re: Chase Freedom Application

Hope for the best, keep us posted!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 809 EX 774 TU 805
App free since 4/11/13
New Contributor
HiHiHiHiHiHi
Posts: 63
Registered: ‎07-21-2012

Re: Chase Freedom Application

I think I will wait till tomorrow to see if they approved me yet before I call.

Scores: EQ-798 EX-802 TU-786

CC: |Amex PRG - NPSL| |Citi Simplicity - 22.6K| |CapOne No Hassle Rewards - 20K| |Chase Freedom 17.5K| |CSP 15K| |Discover IT - 7.8K| |Discover More - 6.1K| |GE PC Richard - 4.5K| |Amex Delta Gold - 3.5K| |Citi Goodyear - 2.5K| |CapOne Kohls - 1.5K| |GAP - 1.5K| |Macy's Amex - 1K| |Ann Taylor - 0.5K| |NY&C - 0.5K|
New Contributor
HiHiHiHiHiHi
Posts: 63
Registered: ‎07-21-2012

Re: Chase Freedom Application

So, finally after four long days I was approved for the Chase Freedom card. They only gave me a CL of $10,000.  Should I close my BP Visa an transfer the CL to the Freedom since I never use it?

Scores: EQ-798 EX-802 TU-786

CC: |Amex PRG - NPSL| |Citi Simplicity - 22.6K| |CapOne No Hassle Rewards - 20K| |Chase Freedom 17.5K| |CSP 15K| |Discover IT - 7.8K| |Discover More - 6.1K| |GE PC Richard - 4.5K| |Amex Delta Gold - 3.5K| |Citi Goodyear - 2.5K| |CapOne Kohls - 1.5K| |GAP - 1.5K| |Macy's Amex - 1K| |Ann Taylor - 0.5K| |NY&C - 0.5K|
Frequent Contributor
resilient
Posts: 344
Registered: ‎10-02-2012

Re: Chase Freedom Application

Only $10k? Wow that's a nice limit!!!
Belk ($2.5k) Chase Freedom VS ($15k) CSP VS ($21.9k) Citi Platinum Select AAdvantage WEMC ($13k) Dillard's AmEx ($7.5k) Discover it ($3.5k) FNBO Chrysler MC ($12.5k) Gold Delta SkyMiles AmEx ($9.5k) Macy's AmEx ($3k) Macy's ($1k) Military Star Card ($4.8k) Nordstrom VS ($10k) PenFed Cash Rewards Visa ($15k) Susan G. Komen WMC ($30k) Kinetic CU Visa ($10k) US Bank Cash + VS ($14k) Walmart Discover ($7.5) Arrival + WMC ($12.5k)
Valued Contributor
Dustink
Posts: 2,980
Registered: ‎10-02-2012

Re: Chase Freedom Application


HiHiHiHiHiHi wrote:

So, finally after four long days I was approved for the Chase Freedom card. They only gave me a CL of $10,000.  Should I close my BP Visa an transfer the CL to the Freedom since I never use it?


The line swap sounds like a good option. You could also try reconing the low limit.

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21    


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