Starting Score: 600's
rootpooty wrote:
ficoplease wrote:Hello everyone,
should I open a checking with Chase and put 10k and DD to start building a relationship with them? 6 inq, have been working for 1yr 1m, 23 years old, make 90k annually. Thanks
You cant build a relationship with chase. The constant recommendation of depositing funds into an account WILL NOT INCREASE YOUR CHANCES FOR A CC. I had been banking with chase for 5 years with 10k plus in checking and a few k in savings buuuuut I also had zero account history thinking living off cash no credit was the way to go. Denied for freedom they didnt care how long I had a checking account.
I say go for it you make a good income I dont see how they would give you 500 my guess is an approval for at least 2500 but you may have to recon it
I've had similar lousy results, Chase really doesnt give a crap about you or your 10k to be perfectly honest. That's not to say you still wont get a card, you never know
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