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I applied for chase freedom. i was denied. then denied for recon too. i called back once more and asked them to pull another bureau because my util changed. they approved me this time. upon approval, they stated, i would be getting $100 cash back after spending $500. but....after reading on myfico.com that others had luck getting the bonus upped, i insisted that i applied for the $200 bonus. i kept it polite and spoke of fairness. she said she'd put it through and see what she could do but no promises. anywho, today, on my chase.com page i noticed there was 10,000 points for $100 in my account. this is after only one charge of 11.88. upon inspection, i noticed the 10,000 points werel listed under 'adjustments'. anywho, i think i just lucked out and got another free hundred, withought even spending the $500! Thank you myfico forums.
Can't really say you lucked out because i signed up for $200 version and found a $300 version the next day and they manually credited me the extra 10,000 points ($100) before i even received the card.
There is a $300 offer valid right now which i think you can get it adjusted to IF it's been under 90 days since you were originally approved.
Just an FYI, for those who this matters to
APR ranges
$100CB:
11.99-22.99
$200CB
15.99-22.99
$300CB
17.99-22.99
That's the "gocha" the more CB you get, the higer of a minumum APR you may receive.
im still happy with the extra hundred. plus i didnt have to spend 500 for this hundred
@Chris123nTx wrote:
I got 300 cash back last year and an 11.99 rate.
Nice! Was this a mailed offer? I got one with $300 cash back and 12.99% APR.
ETA: No minimum spending requirement; after first purchase.
@radiomando wrote:im still happy with the extra hundred. plus i didnt have to spend 500 for this hundred
You could also send a secured message via your Chase online login to request the extra bonus points to get a total of $300 cash back. I've heard of many success stories.
cool, i'll try.
so many valuable tips to be found here thx
wow already received word back. they are honoring $300 cash back.