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Chase Freedom CLI - Soft or Hard?

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BlueHusky
Contributor

Chase Freedom CLI - Soft or Hard?

Want to increase my CL on my Freedom...is it possible to do it with a soft pull? How?




Starting Score: 583 (CreditKarma, 2009)
Current Score: 783 (Walmart Free FICO, March 20, 2012), 774 (Equifax, BoA Pull, 2/20/13)
Goal Score: 800+


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Message 1 of 6
5 REPLIES 5
dddewdrop
Valued Contributor

Re: Chase Freedom CLI - Soft or Hard?


@BlueHusky wrote:

Want to increase my CL on my Freedom...is it possible to do it with a soft pull? How?


I believe its a hard pull. If you wanna try for a soft pull then call Chase to ask about it.  I t would be nice if they could say it will be a soft pull if you are declined and a hardpull if they raise it Smiley Tongue

Message 2 of 6
Phizzle
New Contributor

Re: Chase Freedom CLI - Soft or Hard?

I asked the analyst with my recent request. He said it's always a HP. I went from 1 to 8k so definitely worth it.

I have heard tales of calling the exec office to request a SP instead. I had received a small auto CLI to the 1k a month before and had a ton of use on the card.
Message 3 of 6
ObeyJohnny12
Established Contributor

Re: Chase Freedom CLI - Soft or Hard?

Usually it's always a hp, but i read through the EO you can request one via sp.
Chase auto cli are very rare and you'll be lucky to get one.
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Message 4 of 6
creditnocash
Valued Contributor

Re: Chase Freedom CLI - Soft or Hard?


@Phizzle wrote:
I asked the analyst with my recent request. He said it's always a HP. I went from 1 to 8k so definitely worth it.

I have heard tales of calling the exec office to request a SP instead. I had received a small auto CLI to the 1k a month before and had a ton of use on the card.

WOW!! what are your stats like when you got the card vs when you got the cli?

 

i hope to have similar results

 

@OP any customer initiated cli at chase is a hard pull on the rare occasion its through eo and then it MIGHT not be



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

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2023 Goals:
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Amex Zync(Unicorn)
Chase Freedom$1500
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Message 5 of 6
LS2982
Mega Contributor

Re: Chase Freedom CLI - Soft or Hard?

I got some auto luv ($300) not much but account has only been opened for 7 months.



EQ FICO 548 3/3/16
Message 6 of 6
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