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Chase Freedom CLI after 1 month

Established Contributor

Chase Freedom CLI after 1 month

Ok, I got approved for Chase Freedom last month with a $2,000 CL. I went into the garden on Oct. 10. Tonight, I decided to try to get a CLI for the chase, since it was my lowest limit. The CSR said I was declined. I immediately called the recon line and was approved for $4,000! I didn't even have to go into explanation mode. I don't understand why there is such a difference between regular CS and the Recon one! Anyway, back to the garden I go!


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

GC Challenge: App Free since 1/8/13. No more apps til 2014






Message 1 of 17
16 REPLIES
Frequent Contributor

Re: Chase Freedom CLI after 1 month

Good job! Jelly Smiley Happy


Starting Score: 492 02/12
Current Score: TU: 668 (FICO), EQ: 668 (FICO). EX: 651(lender pull 9/27/12)
Goal Score: 660



Message 2 of 17
Valued Contributor

Re: Chase Freedom CLI after 1 month

Regular customer service representatives are not credit analysts and may not be able to override what the system tells them.

Message 3 of 17
Established Contributor

Re: Chase Freedom CLI after 1 month


navigatethis12 wrote:

Regular customer service representatives are not credit analysts and may not be able to override what the system tells them.


Makes sense!


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

GC Challenge: App Free since 1/8/13. No more apps til 2014






Message 4 of 17
Frequent Contributor

Re: Chase Freedom CLI after 1 month

Same with me. Last night I wanted to inclease CL from 1k to 5k. Got a message they only increased it 300 to 1.3k. Called recon and got the full 5k CL.

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
Message 5 of 17
Valued Contributor

Re: Chase Freedom CLI after 1 month


LesWH wrote:

Ok, I got approved for Chase Freedom last month with a $2,000 CL. I went into the garden on Oct. 10. Tonight, I decided to try to get a CLI for the chase, since it was my lowest limit. The CSR said I was declined. I immediately called the recon line and was approved for $4,000! I didn't even have to go into explanation mode. I don't understand why there is such a difference between regular CS and the Recon one! Anyway, back to the garden I go!


HP I assume?

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 6 of 17
Established Contributor

Re: Chase Freedom CLI after 1 month


armbenderc wrote:

LesWH wrote:

Ok, I got approved for Chase Freedom last month with a $2,000 CL. I went into the garden on Oct. 10. Tonight, I decided to try to get a CLI for the chase, since it was my lowest limit. The CSR said I was declined. I immediately called the recon line and was approved for $4,000! I didn't even have to go into explanation mode. I don't understand why there is such a difference between regular CS and the Recon one! Anyway, back to the garden I go!


HP I assume?


I'm pretty sure it was. From what I read on these boards Chase only does HP for CLI. I'll let you know tomorrow.


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

GC Challenge: App Free since 1/8/13. No more apps til 2014






Message 7 of 17
Established Contributor

Re: Chase Freedom CLI after 1 month

Congrats

Message 8 of 17
Established Contributor

Re: Chase Freedom CLI after 1 month

way to go congrats.

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Message 9 of 17
Contributor

Re: Chase Freedom CLI after 1 month

That's great! Don't you just love Chase? I got my Freedom card last week with a $3000 CL. I called today and asked for $6000 and got it! I'm goNina be with Chase forever!!!


LesWH wrote:

Ok, I got approved for Chase Freedom last month with a $2,000 CL. I went into the garden on Oct. 10. Tonight, I decided to try to get a CLI for the chase, since it was my lowest limit. The CSR said I was declined. I immediately called the recon line and was approved for $4,000! I didn't even have to go into explanation mode. I don't understand why there is such a difference between regular CS and the Recon one! Anyway, back to the garden I go!


 



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Message 10 of 17