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Chase Freedom Card

Valued Contributor

Re: Chase Freedom Card

I was fortunate enough to get a 12.99% APR.
Message 11 of 17
Regular Contributor

Re: Chase Freedom Card

What did your credit look like?

Message 12 of 17
Contributor

Re: Chase Freedom Card

I had Chase split the $17000.00 credit line on my wife's United MileagePlus Explorer with a new app for the Freedom card.  We just noticed online that the card has been approved and they split it, at my request, of $9000 United and $8000 Freedom.  What has me puzzled though is that the APR on the Freedom says 22.99%, but they took this credit line from her United card which has 15.24%!  Think I'll have any luck with sending a message to have this lowered? 

TU 743 as of 5/12
EQ 715 as of 10/13
EX Plus 780 as of 7/12

Cards in wallet: Chase Sapphire Preferred ($25k) Chase Freedom (8k) NFCU Platinum ($24k) HHonors Reserve ($11k)
United MileagePlus Club ($17k)
Message 13 of 17
Valued Contributor

Re: Chase Freedom Card

[Post removed]

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 14 of 17
Established Member

Re: Chase Freedom Card

I'm gonna try that number tomorrow. I have 720+ scores across the bar. Chase customer for 5+ years and now have 2 account with them and I'm also debating on the amazon rewards card.

Thanks for the info!
Message 15 of 17
Established Contributor

Re: Chase Freedom Card

My apr on my freedom is currently 17.9%. I called the exec office to have it lowered, but it was declined. They contend that 17.9% is currently the lowest apr available for the freedom. I pay in full, so it was really just about principle....

TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCE $13K | Amex Costco TE $10.4K | Amex SPG $5K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi TY Preferred World MC $10.1K | Citi Forward $10K | Citi Diamond Pref $7.6K | Discover IT $9.9K | JP Morgan Chase Select Visa Signature $9.2K | NFCU CashRew Visa Sig $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $11.3K | USAA World MC $11.5K
Message 16 of 17
Highlighted
Frequent Contributor

Re: Chase Freedom Card


searchingfor67 wrote:

My apr on my freedom is currently 17.9%. I called the exec office to have it lowered, but it was declined. They contend that 17.9% is currently the lowest apr available for the freedom. I pay in full, so it was really just about principle....


my chase freedom apr is 9.75%

i got the card in early 2009, and my scores were 760+ across the board at the time

 

although i usually PIF, i made a rather large purchase this summer and paid it off in 3 months.  i chose to use chase freedom for that purchase because it's my lowest apr.


BofA visa $9.4k ... BofA Cash Rewards visa sig $10k ... Cap 1 Venture1 visa sig $10k ...
Chase Freedom visa $10k ... Macy's $1.5k ... Macy's Amex $5k ... Sam's Club $6.3k
myFICOs as of 3/25/14:...EX=809 .... EQ=802....TU=787
Message 17 of 17