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Established Contributor
eviLution
Posts: 704
Registered: ‎06-11-2012

Re: Chase Freedom Denied!

I'm gonna stay on the safe side and wait til I get 1 and a half year of history before I apply for Freedom.

That way I know I have a good chance of approval and the extra history will help me get a better CL.

Current Score: DCU EQ 714 - EX+ 746 - WM TU 746
Goal Score: 750+

DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 6000 - Chase Freedom: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Established Contributor
ObeyJohnny12
Posts: 591
Registered: ‎05-05-2012

Re: Chase Freedom Denied!

@Evilution.

My scores were in the mid 650's. At that time i only had 2 secured cards (WF and CapOne)
I had 0 UTL at that time and only 8 months of history.

No baddies just a thin file.

I had applied for it before but was denied even for recon for the exact same reason - short history.
Guess i was just lucky for approval.

If it helps i'm only 19 and a part time student.
Gardening Since: March 4, 2013.
In My Wallet: Chase: Freedom Visa Signature | Sapphire Preferred World Mastercard. |
Frequent Contributor
CredittotheMax
Posts: 270
Registered: ‎01-01-2013

Re: Chase Freedom Denied!


ObeyJohnny12 wrote:
@Evilution.

My scores were in the mid 650's. At that time i only had 2 secured cards (WF and CapOne)
I had 0 UTL at that time and only 8 months of history.

No baddies just a thin file.

I had applied for it before but was denied even for recon for the exact same reason - short history.
Guess i was just lucky for approval.

If it helps i'm only 19 and a part time student.

They must love you or you had a checking account with them for a long time. I only have two acounts that reported, one had ten months of history and the other one only had one month of history if it makes a deference. 

$3.5k$4.5k$2k$4k$2k

FICO = EQ: 729 (6/13) TU:744 (12/27) EX: ?

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