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Regular Contributor
GTT
Posts: 208
Registered: ‎02-05-2012
0

Chase Freedom , Discover IT & Citi Divident

Three offer 5% every quarter, but it seems the first two are more popular than Citi Divident.

Is there some reason or it's just my illusion. 

Moderator
09Lexie
Posts: 26,593
Registered: ‎09-13-2012
0

Re: Chase Freedom , Discover IT & Citi Divident

For me, the points for Chase and Discover are more valuable

Valued Contributor
dodgerslv
Posts: 1,842
Registered: ‎06-16-2012
0

Re: Chase Freedom , Discover IT & Citi Divident


09Lexie wrote:

For me, the points for Chase and Discover are more valuable


+1


Cards: (Citi- 82.7k) (Chase- 65k)) (US Bank- 18k) (Amex- 22.5k) (Barclays-40k) (BofA- 68k) (Cap1- 49.5K) (WF- 11k) (Penfed- 22.5k) (Discover- 8k) (Sync/GE- 15.7k) (NASA- 30k) (Diners- 15k)
Fico 08 scores (8/27/14) EX: 772 TU: 767 EQ: 778 (Utilization at 8% right now).





Super Contributor
longtimelurker
Posts: 8,068
Registered: ‎04-22-2013
0

Re: Chase Freedom , Discover IT & Citi Divident

Doesn't the dividend have a total max of $300 per year, whereas that limit on the others applies only to the 5%?

Valued Contributor
gdale6
Posts: 9,459
Registered: ‎12-13-2013
0

Re: Chase Freedom , Discover IT & Citi Divident

Citi is a toss up they do not announce ahead of time what the revolving categories will be. Not being able to plan is a negative IMO.

EX Cred Ses 12/14: 796 ; EX Fico 04 V2 06/14: 775; EX Fico 08 07/14 778 ; EX Fico 08 BC 12/14: 858
EQ Fico 05/14 781 ; EQ MPM 12/14: 750
TU Fico 8 12/14: 719; TU MPM 06/14 706
New Contributor
samm90
Posts: 182
Registered: ‎11-26-2013
0

Re: Chase Freedom , Discover IT & Citi Divident

I might get one. I have a couple of other cards to get over the next year. If wells fargo hasn't improved their rewards card I will probably app for it and cancel my WF card.
Discover Tu 730(2/14) DCU Eq 725(2/28)

Bouncing back from new accts and inqs. Hope to be back over 760 soon.
Regular Contributor
GTT
Posts: 208
Registered: ‎02-05-2012
0

Re: Chase Freedom , Discover IT & Citi Divident

o  I didn't know that. then that should be a reason.

Regular Contributor
GTT
Posts: 208
Registered: ‎02-05-2012
0

Re: Chase Freedom , Discover IT & Citi Divident

what WF card provides a similar cashback?

New Contributor
samm90
Posts: 182
Registered: ‎11-26-2013
0

Re: Chase Freedom , Discover IT & Citi Divident

None do. Straight 1% which is why it may get axed in the future.
Discover Tu 730(2/14) DCU Eq 725(2/28)

Bouncing back from new accts and inqs. Hope to be back over 760 soon.

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