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Chase Freedom , Discover IT & Citi Divident

Regular Contributor

Chase Freedom , Discover IT & Citi Divident

Three offer 5% every quarter, but it seems the first two are more popular than Citi Divident.

Is there some reason or it's just my illusion. 

Message 1 of 9
8 REPLIES
Moderator Emerita

Re: Chase Freedom , Discover IT & Citi Divident

For me, the points for Chase and Discover are more valuable

Message 2 of 9
Valued Contributor

Re: Chase Freedom , Discover IT & Citi Divident


09Lexie wrote:

For me, the points for Chase and Discover are more valuable


+1

gardening since 5/21/2016
Message 3 of 9
Super Contributor

Re: Chase Freedom , Discover IT & Citi Divident

Doesn't the dividend have a total max of $300 per year, whereas that limit on the others applies only to the 5%?

Message 4 of 9
Moderator

Re: Chase Freedom , Discover IT & Citi Divident

Citi is a toss up they do not announce ahead of time what the revolving categories will be. Not being able to plan is a negative IMO.

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne
Message 5 of 9
New Contributor

Re: Chase Freedom , Discover IT & Citi Divident

I might get one. I have a couple of other cards to get over the next year. If wells fargo hasn't improved their rewards card I will probably app for it and cancel my WF card.
Discover Tu 730(2/14) DCU Eq 725(2/28)

Bouncing back from new accts and inqs. Hope to be back over 760 soon.
Message 6 of 9
Regular Contributor

Re: Chase Freedom , Discover IT & Citi Divident

o  I didn't know that. then that should be a reason.

Message 7 of 9
Regular Contributor

Re: Chase Freedom , Discover IT & Citi Divident

what WF card provides a similar cashback?

Message 8 of 9
New Contributor

Re: Chase Freedom , Discover IT & Citi Divident

None do. Straight 1% which is why it may get axed in the future.
Discover Tu 730(2/14) DCU Eq 725(2/28)

Bouncing back from new accts and inqs. Hope to be back over 760 soon.
Message 9 of 9