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I got my foot in the door with Chase this morning. I applied on 12/22 and had to do a recon and fax in my SS card and proof of address and wait wait wait! They finally approved me for ONLY $1,000 due to my 9 yr, 4 mo old Ch 7 bankruptcy. Boo! But my card is on the way and they said after 6 months I will likely get an increase or can call to request one. They also barked over my 28% utilization on my two Cap One cards because last month I paid the balance off AFTER the statement cut. My verbal statement that I pay my balances in full every month was not sufficient for a higher limit. But I am getting close to the scheduled increase of $500 on the Cap One Cash Rewards card at 7th statement, which will bring the limit to $2,500. So I plan to use my Orchard and Chase Freedom card for everyday purchases and the Cap One card for new furniture next month after I close on the house. And then in March, I will pay the Capital One Cash Rewards card in full when I receive my bonus. So my new total credit limit on my three cards is $4,600! Yay! I'm getting there! I plan to app for a Discover in Sept after some inquiries fall off and my report is BK free! So excited to have three credit cards now along with a brand new Acura I got a Nov and soon will have a mortgage in of this month or mid Feb. I'm almost there guys and gals! 
. I heard that some here have gotten only $500 on the Freedom so I am happy as it could have been lower. So excited y'all! 
. I heard that some here have gotten only $500 on the Freedom so I am happy as it could have been lower. So excited y'all!
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! 
Starting Score: EQ 717 EX 724 TU 736
Congrats MF!
Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)Current Score: EQ 648, Wally TU 673, EX 687 (06/15/13)
Goal Score: 680 in all three (01/01/14)
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