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New Contributor
Posts: 57
Registered: ‎02-01-2012
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Re: Chase Freedom HP or SP


drkaje wrote:

I've called to ask about upgrading to CSP and was told it wouldn't be possible for one year and would still require a HP. Also got a big, fat "No" to lowering the interest rate, LOL!

 

Chase Freedom's freedom will soon be limited to my sock drawer if things don't change soon. Plenty of other cards are fighting for that spot in the rotation. :smileyhappy:



What do you mean "CSP"?

Current Score: EX - 775; EQ - 774; TU - 768 6/06/2012 FAKO
Starting Score: EX - 738; EQ - 740; TU - 750 01/30/2012 FAKO
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Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: Chase Freedom HP or SP


shawal16 wrote:

drkaje wrote:

I've called to ask about upgrading to CSP and was told it wouldn't be possible for one year and would still require a HP. Also got a big, fat "No" to lowering the interest rate, LOL!

 

Chase Freedom's freedom will soon be limited to my sock drawer if things don't change soon. Plenty of other cards are fighting for that spot in the rotation. :smileyhappy:



What do you mean "CSP"?


Chase Sapphire Preferred.




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
New Contributor
Posts: 57
Registered: ‎02-01-2012
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Re: Chase Freedom HP or SP


LS2982 wrote:

shawal16 wrote:

drkaje wrote:

I've called to ask about upgrading to CSP and was told it wouldn't be possible for one year and would still require a HP. Also got a big, fat "No" to lowering the interest rate, LOL!

 

Chase Freedom's freedom will soon be limited to my sock drawer if things don't change soon. Plenty of other cards are fighting for that spot in the rotation. :smileyhappy:



What do you mean "CSP"?


Chase Sapphire Preferred.



Is that a better card? Is it likely they would be likely to change the card?

Current Score: EX - 775; EQ - 774; TU - 768 6/06/2012 FAKO
Starting Score: EX - 738; EQ - 740; TU - 750 01/30/2012 FAKO
Approved for USDA Guranteed Mortgage...waiting on the builders now!
New Contributor
Posts: 57
Registered: ‎02-01-2012
0

Re: Chase Freedom HP or SP


LS2982 wrote:

shawal16 wrote:

drkaje wrote:

I've called to ask about upgrading to CSP and was told it wouldn't be possible for one year and would still require a HP. Also got a big, fat "No" to lowering the interest rate, LOL!

 

Chase Freedom's freedom will soon be limited to my sock drawer if things don't change soon. Plenty of other cards are fighting for that spot in the rotation. :smileyhappy:



What do you mean "CSP"?


Chase Sapphire Preferred.


I just looked at it I don't like the fact that it has an annual fee. I want to stay away from annual fees. I look at it as another bill. lol

Current Score: EX - 775; EQ - 774; TU - 768 6/06/2012 FAKO
Starting Score: EX - 738; EQ - 740; TU - 750 01/30/2012 FAKO
Approved for USDA Guranteed Mortgage...waiting on the builders now!
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
0

Re: Chase Freedom HP or SP


shawal16 wrote:

LS2982 wrote:

shawal16 wrote:

drkaje wrote:

I've called to ask about upgrading to CSP and was told it wouldn't be possible for one year and would still require a HP. Also got a big, fat "No" to lowering the interest rate, LOL!

 

Chase Freedom's freedom will soon be limited to my sock drawer if things don't change soon. Plenty of other cards are fighting for that spot in the rotation. :smileyhappy:



What do you mean "CSP"?


Chase Sapphire Preferred.


I just looked at it I don't like the fact that it has an annual fee. I want to stay away from annual fees. I look at it as another bill. lol


It does have an AF but it is one of Chase's high end cards with good rewards.




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Senior Contributor
Posts: 3,491
Registered: ‎07-25-2008
0

Re: Chase Freedom HP or SP

I won't be asking them for an upgrade. Some lonely card from the sock drawer will take it's place backing up the BCP.


Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO


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