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Chase Freedom HP or SP

New Contributor

Re: Chase Freedom HP or SP


drkaje wrote:

I've called to ask about upgrading to CSP and was told it wouldn't be possible for one year and would still require a HP. Also got a big, fat "No" to lowering the interest rate, LOL!

 

Chase Freedom's freedom will soon be limited to my sock drawer if things don't change soon. Plenty of other cards are fighting for that spot in the rotation. Smiley Happy



What do you mean "CSP"?

Current Score: EX - 775; EQ - 774; TU - 768 6/06/2012 FAKO
Starting Score: EX - 738; EQ - 740; TU - 750 01/30/2012 FAKO
Approved for USDA Guranteed Mortgage...waiting on the builders now!
Message 31 of 36
Mega Contributor

Re: Chase Freedom HP or SP


shawal16 wrote:

drkaje wrote:

I've called to ask about upgrading to CSP and was told it wouldn't be possible for one year and would still require a HP. Also got a big, fat "No" to lowering the interest rate, LOL!

 

Chase Freedom's freedom will soon be limited to my sock drawer if things don't change soon. Plenty of other cards are fighting for that spot in the rotation. Smiley Happy



What do you mean "CSP"?


Chase Sapphire Preferred.




EQ FICO 548 3/3/16
Message 32 of 36
New Contributor

Re: Chase Freedom HP or SP


LS2982 wrote:

shawal16 wrote:

drkaje wrote:

I've called to ask about upgrading to CSP and was told it wouldn't be possible for one year and would still require a HP. Also got a big, fat "No" to lowering the interest rate, LOL!

 

Chase Freedom's freedom will soon be limited to my sock drawer if things don't change soon. Plenty of other cards are fighting for that spot in the rotation. Smiley Happy



What do you mean "CSP"?


Chase Sapphire Preferred.



Is that a better card? Is it likely they would be likely to change the card?

Current Score: EX - 775; EQ - 774; TU - 768 6/06/2012 FAKO
Starting Score: EX - 738; EQ - 740; TU - 750 01/30/2012 FAKO
Approved for USDA Guranteed Mortgage...waiting on the builders now!
Message 33 of 36
New Contributor

Re: Chase Freedom HP or SP


LS2982 wrote:

shawal16 wrote:

drkaje wrote:

I've called to ask about upgrading to CSP and was told it wouldn't be possible for one year and would still require a HP. Also got a big, fat "No" to lowering the interest rate, LOL!

 

Chase Freedom's freedom will soon be limited to my sock drawer if things don't change soon. Plenty of other cards are fighting for that spot in the rotation. Smiley Happy



What do you mean "CSP"?


Chase Sapphire Preferred.


I just looked at it I don't like the fact that it has an annual fee. I want to stay away from annual fees. I look at it as another bill. lol

Current Score: EX - 775; EQ - 774; TU - 768 6/06/2012 FAKO
Starting Score: EX - 738; EQ - 740; TU - 750 01/30/2012 FAKO
Approved for USDA Guranteed Mortgage...waiting on the builders now!
Message 34 of 36
Mega Contributor

Re: Chase Freedom HP or SP


shawal16 wrote:

LS2982 wrote:

shawal16 wrote:

drkaje wrote:

I've called to ask about upgrading to CSP and was told it wouldn't be possible for one year and would still require a HP. Also got a big, fat "No" to lowering the interest rate, LOL!

 

Chase Freedom's freedom will soon be limited to my sock drawer if things don't change soon. Plenty of other cards are fighting for that spot in the rotation. Smiley Happy



What do you mean "CSP"?


Chase Sapphire Preferred.


I just looked at it I don't like the fact that it has an annual fee. I want to stay away from annual fees. I look at it as another bill. lol


It does have an AF but it is one of Chase's high end cards with good rewards.




EQ FICO 548 3/3/16
Message 35 of 36
Highlighted
Senior Contributor

Re: Chase Freedom HP or SP

I won't be asking them for an upgrade. Some lonely card from the sock drawer will take it's place backing up the BCP.


Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO


Take the FICO Fitness Challenge
Message 36 of 36