cancel
Showing results for 
Search instead for 
Did you mean: 

Chase Freedom : Haven't received denial letter

tag
longtermgardener
New Contributor

Chase Freedom : Haven't received denial letter

Hi everyone,

 

I applied for Chase Freedom on 1/18/2013 online but it was declined. I called backdoor number twice and asked for recon but both times it was turned down as I have a limited credit history(Less than a year). My AAoA was 8 months when I applied with 2 accounts with no baddies and I always PIF. One being BoA visa signature and the other a car loan. Each time I called them, I was told that I will receive a letter shortly but it's close to a month but I havent received any. I also applied for AMEX costco on 2/3/2013 and I already have received decline letter.When I called their automated status check today, It said my application is pending for further review. Is there any chance of them reconsidering my application?. I am not willing to call their backdoor again as I am done with my app spree and want to garden them for atleast 6 months.

Wallet : AMEX Costco TE 23k, BoFA 123 Visa Signature $12.5k, Marriott rewards $5k, Discover IT $1.7k, Walmart Discover $5.5k, Cap 1 Platinum $1500, Amazon $2000

Scores: EQ 712(9/28/13), EX 728 (9/28/13), TU 717 (Credit Karma 10/26/13), TU 753 Walmart (9/03/13)
Last app : 9/28/2013
Message 1 of 3
2 REPLIES 2
chnceit
Valued Contributor

Re: Chase Freedom : Haven't received denial letter

OK just so we are straight your Chase application is pending when you called?

Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening
Message 2 of 3
MovingForward_2012
Valued Contributor

Re: Chase Freedom : Haven't received denial letter

I would call back and verify it was declined. Tell them your app is still pending in the system.
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! Smiley Happy Last App: 4/5/13 Gardening until July 2014
Message 3 of 3
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.