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Chase Freedom Holders

Frequent Contributor

Chase Freedom Holders

For those of you with Chase freedom : Does it report credit limits to the bureaus ? Been researching online and cant seem to get a solid answer ? From what I see the "signature lines" dont but a "regular" does ? Any advice ?

TU-721 (MortgagePull) EQ- 697(MortgagePull ) EXP 693(MortgagePull) FWEB 24,2015
My Wallet : Dicover More 35,500 CL -Amex Zync NPSL -WellsFargoRewards4800 - -CapOne 3000CL -GEMBWalMart 5000CL - Zales 4000CL-Kays 2900--Macys 5000CL /SSFCU 5000CL / CitiBank Diamond Pref 15000CL - CHASE Freedom 13500CL -Lowes 10,000 CL - BBuyStoreCard 10,000CL Sears Store Card (Citi) 3000 - Firestone CFNB 1400 Toyota Financial $35,000 Auto -2200DiscountTire(GECRB) Citi TY Preferred 8100CL - Chase Slate$4000-BofA15000-ToyotaRewardsVisa$10,700 -BofA$8500 AMEX BCE 9,500
Message 1 of 51
50 REPLIES
Senior Contributor

Re: Chase Freedom Holders

Mine reports but I only have a 2k limit

Message 2 of 51
Valued Contributor

Re: Chase Freedom Holders

There are a few other threads about this floating around.  I think the general consensus (with a few exceptions) was that Chase SIGNATURE (usually has limits over $5k) does not report and all Chase Freedoms (usually below $5k) do report.  However, there seems to be a gray area with Chase Freedoms who have CLs of $5k or more -- some report, some don't.

 

My CL is $3k and has been reporting fine.

In My Wallet:
AMEX BCE, Citi Forward, Chase Freedom

In My Sockdrawer:
AMEX Clear, Citi Platinum Select, US Bank Platinum, J.Crew
Message 3 of 51
Member

Re: Chase Freedom Holders

I have a 5k non-signature Chase Freedom. I didn't want the signature since I wanted to have the limit to report.

Message 4 of 51
Frequent Contributor

Re: Chase Freedom Holders

This is exactly why myfico is , without question, the most frequented site for me.......YOU all are so open to sharing your knowledge and experience. Thanks for the affirmation. Continued success to all of you.

TU-721 (MortgagePull) EQ- 697(MortgagePull ) EXP 693(MortgagePull) FWEB 24,2015
My Wallet : Dicover More 35,500 CL -Amex Zync NPSL -WellsFargoRewards4800 - -CapOne 3000CL -GEMBWalMart 5000CL - Zales 4000CL-Kays 2900--Macys 5000CL /SSFCU 5000CL / CitiBank Diamond Pref 15000CL - CHASE Freedom 13500CL -Lowes 10,000 CL - BBuyStoreCard 10,000CL Sears Store Card (Citi) 3000 - Firestone CFNB 1400 Toyota Financial $35,000 Auto -2200DiscountTire(GECRB) Citi TY Preferred 8100CL - Chase Slate$4000-BofA15000-ToyotaRewardsVisa$10,700 -BofA$8500 AMEX BCE 9,500
Message 5 of 51
Established Contributor

Re: Chase Freedom Holders

I have a 15k platinum version of the card that does report. I have been told tho that when its upgraded to a signature version (some time in January) that it will not longer report.

FICO: EX: 763 (12/16); TU: 786 (12/16); EQ 731 (12/16)
Amex Blue Cash Preferred | Amex SimplyCash Plus | Chase Amazon Prime VS | Chase Freedom VS | Discover IT | Penfed Power Cash Rewards VS | Sams Club MC | USAA Limitless Rewards PV
Message 6 of 51
Established Contributor

Re: Chase Freedom Holders


DuffDuff wrote:

I have a 5k non-signature Chase Freedom. I didn't want the signature since I wanted to have the limit to report.


Same here, and it's reporting.

SevenNEW, Garden Nerd - In the Garden until 2015!
4.2K 10K 24.6K
Message 7 of 51
Established Contributor

Re: Chase Freedom Holders

I have a $15k Freedom MC that they wanted to convert to a signature card in October. I called and declined the upgrade, and my card is still reporting like normal. The only time it shouldn't report with a CL is if it is converted a signature/world card.


Starting Score: 627 EQ, 621 TU - 11/15/08
Current Score: 778 EQ, 781 TU, 778 EXP 07/20/12 Lender Pull
Goal Score: 800 EQ & TU


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Message 8 of 51
Frequent Contributor

Re: Chase Freedom Holders

I have the standard visa and it reports.  Just got a Signature a couple of weeks back, not sure if that will report, doubt it.

Marriott Rewards Visa $25,000; AirTran A+Rewards Visa $25,000; PFCU Visa $17,000; Barclay B&N MasterCard $12,000; GUCU Visa $10,500; Nordstrom Visa $10,000; GOCU Visa $10,000; Ann Taylor MasterCard $6,400; US Bank Perks Plus Visa $5,000; Barclay Arrival MasterCard $5,000; Quicksilver One $3,000; Capital One Classic $3,000; Amazon Visa $500; Sam's Club MasterCard $250; Dillards AMEX $250; Wal-Mart MasterCard $250.
Message 9 of 51
Valued Contributor

Re: Chase Freedom Holders

$5k limit on mine and it reports.

 

May have to hit them up for a CLI soon to see if that would make a difference in reporting. For now, it sits in the SD... Interest is too high.

 

Ray

Ray

** Every Card has a Job, and Every Card does its Job **
Message 10 of 51