11-02-2011 08:20 PM
For those of you with Chase freedom : Does it report credit limits to the bureaus ? Been researching online and cant seem to get a solid answer ? From what I see the "signature lines" dont but a "regular" does ? Any advice ?
11-02-2011 08:28 PM
There are a few other threads about this floating around. I think the general consensus (with a few exceptions) was that Chase SIGNATURE (usually has limits over $5k) does not report and all Chase Freedoms (usually below $5k) do report. However, there seems to be a gray area with Chase Freedoms who have CLs of $5k or more -- some report, some don't.
My CL is $3k and has been reporting fine.
11-02-2011 09:23 PM
This is exactly why myfico is , without question, the most frequented site for me.......YOU all are so open to sharing your knowledge and experience. Thanks for the affirmation. Continued success to all of you.
11-03-2011 04:12 AM
I have a 15k platinum version of the card that does report. I have been told tho that when its upgraded to a signature version (some time in January) that it will not longer report.
11-03-2011 04:15 AM
I have a 5k non-signature Chase Freedom. I didn't want the signature since I wanted to have the limit to report.
Same here, and it's reporting.
11-03-2011 06:00 AM
I have a $15k Freedom MC that they wanted to convert to a signature card in October. I called and declined the upgrade, and my card is still reporting like normal. The only time it shouldn't report with a CL is if it is converted a signature/world card.
11-03-2011 07:30 AM
$5k limit on mine and it reports.
May have to hit them up for a CLI soon to see if that would make a difference in reporting. For now, it sits in the SD... Interest is too high.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO