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Frequent Contributor
nuggets321
Posts: 344
Registered: ‎03-25-2011
0

Chase Freedom Holders

For those of you with Chase freedom : Does it report credit limits to the bureaus ? Been researching online and cant seem to get a solid answer ? From what I see the "signature lines" dont but a "regular" does ? Any advice ?

TU-717 (MYFICO) EQ- 696(MYFICO) EXP 711(Amex denial letter)
My Wallet : Dicover More 10,000 CL / Amex Zync NPSL / WellsFargoRewards3800 / -CapOne 3000CL / GEMBWalMart 5000CL / Zales 4000CL-Kays 2900--Macys 3000CL /SSFCU 5000CL / CitiBank Plat Select 3000CL / CHASE Freedom 1300CL / Lowes 10,000 CL / BBuyStoreCard 5000CL Sears Store Card (Citi) 3000 / Firestone CFNB 1400 Toyota Financial $35,000 Auto /2200DiscountTire(GECRB) Citi TY Preferred 6500CL / Chase Slate$4000/BofA2500/ToyotaRewardsVisa$6500BofA$6500
Senior Contributor
john398
Posts: 3,517
Registered: ‎01-19-2009
0

Re: Chase Freedom Holders

Mine reports but I only have a 2k limit

Valued Contributor
ptr2593
Posts: 1,486
Registered: ‎08-14-2011
0

Re: Chase Freedom Holders

There are a few other threads about this floating around.  I think the general consensus (with a few exceptions) was that Chase SIGNATURE (usually has limits over $5k) does not report and all Chase Freedoms (usually below $5k) do report.  However, there seems to be a gray area with Chase Freedoms who have CLs of $5k or more -- some report, some don't.

 

My CL is $3k and has been reporting fine.

In My Wallet:
AMEX BCE, Citi Forward, Chase Freedom

In My Sockdrawer:
AMEX Clear, Citi Platinum Select, US Bank Platinum, J.Crew
Member
DuffDuff
Posts: 5
Registered: ‎10-06-2011
0

Re: Chase Freedom Holders

I have a 5k non-signature Chase Freedom. I didn't want the signature since I wanted to have the limit to report.

Frequent Contributor
nuggets321
Posts: 344
Registered: ‎03-25-2011
0

Re: Chase Freedom Holders

This is exactly why myfico is , without question, the most frequented site for me.......YOU all are so open to sharing your knowledge and experience. Thanks for the affirmation. Continued success to all of you.

TU-717 (MYFICO) EQ- 696(MYFICO) EXP 711(Amex denial letter)
My Wallet : Dicover More 10,000 CL / Amex Zync NPSL / WellsFargoRewards3800 / -CapOne 3000CL / GEMBWalMart 5000CL / Zales 4000CL-Kays 2900--Macys 3000CL /SSFCU 5000CL / CitiBank Plat Select 3000CL / CHASE Freedom 1300CL / Lowes 10,000 CL / BBuyStoreCard 5000CL Sears Store Card (Citi) 3000 / Firestone CFNB 1400 Toyota Financial $35,000 Auto /2200DiscountTire(GECRB) Citi TY Preferred 6500CL / Chase Slate$4000/BofA2500/ToyotaRewardsVisa$6500BofA$6500
Established Contributor
UFGuy2006
Posts: 731
Registered: ‎08-02-2008
0

Re: Chase Freedom Holders

I have a 15k platinum version of the card that does report. I have been told tho that when its upgraded to a signature version (some time in January) that it will not longer report.

FICO: EX: 756 (8/14); TU: 758 (9/14); EQ 732 (8/14)

In My Wallet: Amex X 5 | Barclays X 3 | BOA X 1 | CapOne X 3 | Chase X 2 | Citi X 6 | DCU X 1 | Discover X 1 | Fidelity X 1 | Fifth Third X 1 | PenFed X 1 | PSECU X 1 | Sams Club MC X 1 | Target RedCard X 1 | USAA X 2 | US Bank X 1 | Walmart X 1 | Wells Fargo X 1 = 33 Cards

Holding off apps until the end of the year! Wish me luck!
Established Contributor
SevenNEW
Posts: 518
Registered: ‎08-24-2011
0

Re: Chase Freedom Holders


DuffDuff wrote:

I have a 5k non-signature Chase Freedom. I didn't want the signature since I wanted to have the limit to report.


Same here, and it's reporting.

SevenNEW, Garden Nerd - In the Garden until 2015!
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Established Contributor
cdtotten
Posts: 951
Registered: ‎05-27-2009
0

Re: Chase Freedom Holders

I have a $15k Freedom MC that they wanted to convert to a signature card in October. I called and declined the upgrade, and my card is still reporting like normal. The only time it shouldn't report with a CL is if it is converted a signature/world card.


Starting Score: 627 EQ, 621 TU - 11/15/08
Current Score: 778 EQ, 781 TU, 778 EXP 07/20/12 Lender Pull
Goal Score: 800 EQ & TU


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Frequent Contributor
Strepthroat
Posts: 260
Registered: ‎06-13-2008
0

Re: Chase Freedom Holders

I have the standard visa and it reports.  Just got a Signature a couple of weeks back, not sure if that will report, doubt it.

Marriott Rewards Visa $25,000; AirTran A+Rewards Visa $25,000; PFCU Visa $17,000; Barclay B&N MasterCard $12,000; GUCU Visa $10,500; Nordstrom Visa $10,000; GOCU Visa $10,000; Ann Taylor MasterCard $6,400; US Bank Perks Plus Visa $5,000; Barclay Arrival MasterCard $5,000; Quicksilver One $3,000; Capital One Classic $3,000; Amazon Visa $500; Sam's Club MasterCard $250; Dillards AMEX $250; Wal-Mart MasterCard $250.
Valued Contributor
RockinRay
Posts: 1,945
Registered: ‎08-13-2007
0

Re: Chase Freedom Holders

$5k limit on mine and it reports.

 

May have to hit them up for a CLI soon to see if that would make a difference in reporting. For now, it sits in the SD... Interest is too high.

 

Ray

Ray

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