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Frequent Contributor
Posts: 373
Registered: ‎03-25-2011
0

Chase Freedom Holders

For those of you with Chase freedom : Does it report credit limits to the bureaus ? Been researching online and cant seem to get a solid answer ? From what I see the "signature lines" dont but a "regular" does ? Any advice ?

TU-721 (MortgagePull) EQ- 697(MortgagePull ) EXP 693(MortgagePull) FWEB 24,2015
My Wallet : Dicover More 35,500 CL -Amex Zync NPSL -WellsFargoRewards4800 - -CapOne 3000CL -GEMBWalMart 5000CL - Zales 4000CL-Kays 2900--Macys 5000CL /SSFCU 5000CL / CitiBank Diamond Pref 15000CL - CHASE Freedom 13500CL -Lowes 10,000 CL - BBuyStoreCard 10,000CL Sears Store Card (Citi) 3000 - Firestone CFNB 1400 Toyota Financial $35,000 Auto -2200DiscountTire(GECRB) Citi TY Preferred 8100CL - Chase Slate$4000-BofA15000-ToyotaRewardsVisa$10,700 -BofA$8500 AMEX BCE 9,500
Senior Contributor
Posts: 3,528
Registered: ‎01-19-2009
0

Re: Chase Freedom Holders

Mine reports but I only have a 2k limit

Valued Contributor
Posts: 1,486
Registered: ‎08-14-2011
0

Re: Chase Freedom Holders

There are a few other threads about this floating around.  I think the general consensus (with a few exceptions) was that Chase SIGNATURE (usually has limits over $5k) does not report and all Chase Freedoms (usually below $5k) do report.  However, there seems to be a gray area with Chase Freedoms who have CLs of $5k or more -- some report, some don't.

 

My CL is $3k and has been reporting fine.

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Member
Posts: 5
Registered: ‎10-06-2011
0

Re: Chase Freedom Holders

I have a 5k non-signature Chase Freedom. I didn't want the signature since I wanted to have the limit to report.

Frequent Contributor
Posts: 373
Registered: ‎03-25-2011
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Re: Chase Freedom Holders

This is exactly why myfico is , without question, the most frequented site for me.......YOU all are so open to sharing your knowledge and experience. Thanks for the affirmation. Continued success to all of you.

TU-721 (MortgagePull) EQ- 697(MortgagePull ) EXP 693(MortgagePull) FWEB 24,2015
My Wallet : Dicover More 35,500 CL -Amex Zync NPSL -WellsFargoRewards4800 - -CapOne 3000CL -GEMBWalMart 5000CL - Zales 4000CL-Kays 2900--Macys 5000CL /SSFCU 5000CL / CitiBank Diamond Pref 15000CL - CHASE Freedom 13500CL -Lowes 10,000 CL - BBuyStoreCard 10,000CL Sears Store Card (Citi) 3000 - Firestone CFNB 1400 Toyota Financial $35,000 Auto -2200DiscountTire(GECRB) Citi TY Preferred 8100CL - Chase Slate$4000-BofA15000-ToyotaRewardsVisa$10,700 -BofA$8500 AMEX BCE 9,500
Established Contributor
Posts: 953
Registered: ‎08-02-2008
0

Re: Chase Freedom Holders

I have a 15k platinum version of the card that does report. I have been told tho that when its upgraded to a signature version (some time in January) that it will not longer report.

FICO: EX: 766 (8/16); TU: 782 (7/16); EQ 776 (8/16)
Established Contributor
Posts: 524
Registered: ‎08-24-2011
0

Re: Chase Freedom Holders


DuffDuff wrote:

I have a 5k non-signature Chase Freedom. I didn't want the signature since I wanted to have the limit to report.


Same here, and it's reporting.

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Established Contributor
Posts: 982
Registered: ‎05-27-2009
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Re: Chase Freedom Holders

I have a $15k Freedom MC that they wanted to convert to a signature card in October. I called and declined the upgrade, and my card is still reporting like normal. The only time it shouldn't report with a CL is if it is converted a signature/world card.


Starting Score: 627 EQ, 621 TU - 11/15/08
Current Score: 778 EQ, 781 TU, 778 EXP 07/20/12 Lender Pull
Goal Score: 800 EQ & TU


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Frequent Contributor
Posts: 264
Registered: ‎06-13-2008
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Re: Chase Freedom Holders

I have the standard visa and it reports.  Just got a Signature a couple of weeks back, not sure if that will report, doubt it.

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Valued Contributor
Posts: 1,960
Registered: ‎08-13-2007
0

Re: Chase Freedom Holders

$5k limit on mine and it reports.

 

May have to hit them up for a CLI soon to see if that would make a difference in reporting. For now, it sits in the SD... Interest is too high.

 

Ray

Ray

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