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Regular Contributor
cowboyguy
Posts: 156
Registered: ‎07-26-2012

Re: Chase Freedom Invitation

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‎02-01-2013 04:50 PM

 

I received another offer in the mail to apply for Chase Slate Card with 0% intro APR for 9 months, $0 annual fee and limited time $0 intro balance transfer fee.

 

I was wondering if Slate is a better card than Freedom? Which card is easier to get approved for?

 

Thanks!

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Valued Contributor
MovingForward_2012
Posts: 3,406
Registered: ‎12-19-2012

Re: Chase Freedom Invitation

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‎02-01-2013 06:40 PM

A CSR rep told me both required about the same amount of creditworthiness.
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! :smileyhappy: Last App: 4/5/13 Gardening until July 2014
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Gammachu
Posts: 8
Registered: ‎12-24-2012

The Slate will be easier for approval since it offers no...

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‎02-01-2013 10:31 PM

The Slate will be easier for approval since it offers no rewards and is basically good for the 0% interest. In your current situation, you should NOT apply for anymore chase cards right now given the fact that you have only had the Chase SW card for 2 months and already carry a large balance on it. In their eyes, they will see that as a bad thing.

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youngandcreditwrthy
Posts: 3,786
Registered: ‎08-16-2012

Re: Chase Freedom Invitation

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‎02-02-2013 06:35 AM

I got a $5000 Freedom with like a 640 FICO... But it took two or three recons!
Paypal Extras Plat MC $25k | Lowe's $12k | Amex BCE $10.5K | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k
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MovingForward_2012
Posts: 3,406
Registered: ‎12-19-2012

Re: Chase Freedom Invitation

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‎02-02-2013 06:49 AM

What was your total credit limit and oldest revolving account age when you applied for the Freedom?
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! :smileyhappy: Last App: 4/5/13 Gardening until July 2014
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