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Contributor
iMarcus
Posts: 80
Registered: ‎05-25-2011
0

Re: Chase Freedom Letter

what credit score do you need to have to get an approval its not for me its for my wife.

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Frequent Contributor
HYPASS33
Posts: 326
Registered: ‎04-08-2013
0

Re: Chase Freedom Letter

Not exactly sure but mine at the time was around 674. My USAA approval letter said 674 and I applied for Chase after USAA so could have been a few points lower. Hope that helps.
Frequent Contributor
HYPASS33
Posts: 326
Registered: ‎04-08-2013
0

Re: Chase Freedom Letter

Seems like everyone loves pulling from where your lowest score is. lol my TU is 708 but nobody pulled that one it seems. Oh well the garden will fix that issue. lol
Contributor
iMarcus
Posts: 80
Registered: ‎05-25-2011
0

Re: Chase Freedom Letter

Lol thanks so chase pulls tu?
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Contributor
iMarcus
Posts: 80
Registered: ‎05-25-2011
0

Re: Chase Freedom Letter

I mean eq?
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Frequent Contributor
HYPASS33
Posts: 326
Registered: ‎04-08-2013
0

Re: Chase Freedom Letter

I just checked my TU and no inquiry from Chase on that one. Didn't look at EX but yes I do know EQ and I'm in SC. Some say they do multiple pulls.
Super Contributor
enharu
Posts: 7,132
Registered: ‎02-27-2013
0

Re: Chase Freedom Letter


HYPASS33 wrote:
Ok so here is the update! I called recon number and spoke to analyst and explained the inquiries and she sent up to recommend approval for 2500.00 (ill take it to get in) and I just have to call a number Monday for verification information. I asked if I needed anything to have ready for them and she said its just questions, nothing needed. No SP or HP just recent app!! Ill update Monday but hopefully everything is a go!!

grats!!!

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Super Contributor
enharu
Posts: 7,132
Registered: ‎02-27-2013
0

Re: Chase Freedom Letter


iMarcus wrote:

what credit score do you need to have to get an approval its not for me its for my wife.


Chase have been double / triple pulling quite often these days.

Usually its EX + EQ / TU, or all 3.

Scores wise I would say 650-660 and up at the very least, but they do look at the whole report, not just the score. People can and do get declined even with 740+.

 

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Valued Contributor
asphaltcowboy
Posts: 1,124
Registered: ‎02-03-2013
0

Re: Chase Freedom Letter

Congrats on the approval!!!



Starting Score TU 667 EQ 663 EX 655
Current Score TU 721 EQ 719 EX 717 Last Update 8/2014
Garden Club 04/10/2013 (Goal 2015 or Longer)





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