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Chase Freedom Letter

Frequent Contributor

Chase Freedom Letter

First of all let me say I'm STILL in the garden but got the letter from Chase today when I went on app spree. Reason for denial was to many inquiries. Have me a number to call if I wanted to discuss with analyst.

My question is will it be worth my wild calling and explaining why the apps and see what they say as long as there isn't a HP??
28 REPLIES
Senior Contributor

Re: Chase Freedom Letter

How many inquiries do you have, and what were they for CCs, mort., car loan, etc?

Super Contributor

Re: Chase Freedom Letter


HYPASS33 wrote:
First of all let me say I'm STILL in the garden but got the letter from Chase today when I went on app spree. Reason for denial was to many inquiries. Have me a number to call if I wanted to discuss with analyst.

My question is will it be worth my wild calling and explaining why the apps and see what they say as long as there isn't a HP??

Lol

We trust you Smiley LOL

Chase can be INQ sensitive but they are also good with recons I say go for it you already paid the price of admission (HP)

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Frequent Contributor

Re: Chase Freedom Letter

All together over two years are 11 but 4 recent together. I was opening bank account at BOA and Wells Fargo and seeing about a car loan and they offered and USAA I actually applied for. I just want to try to convince I wasn't just out desperate for credit. My mom passed and I was trying to find a good loan rate on a car she still owed on and was offered a card as well. Not sure if they care to hear that or not. But that was only reason for denial.
Frequent Contributor

Re: Chase Freedom Letter

LoL I'm glad you trust me cause I have a hard time trusting myself!! LoL
Super Contributor

Re: Chase Freedom Letter


HYPASS33 wrote:
All together over two years are 11 but 4 recent together. I was opening bank account at BOA and Wells Fargo and seeing about a car loan and they offered and USAA I actually applied for. I just want to try to convince I wasn't just out desperate for credit. My mom passed and I was trying to find a good loan rate on a car she still owed on and was offered a card as well. Not sure if they care to hear that or not. But that was only reason for denial.

Explain it just like that and I think an analyst will understand ....Good Luck

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Super Contributor

Re: Chase Freedom Letter


HYPASS33 wrote:
LoL I'm glad you trust me cause I have a hard time trusting myself!! LoL

What happen to 

Contributor
HYPASS33
Posts: 143
Registered: ‎04-08-2013
 
 
Re: BAM!! 6 CA Deleted In A Week!! Score good enough for good cards????

I'm done, all these were EQ i believe. I know BOA and USAA was. I guess Chase was as well since they saw the inquiries.... I'll leave well enough alone... Has anyone else app for more then 4-5 cards in a day? Wont do that again tho....

 

You right we may not be able to trust you ROFLMAO

 

Emergency Response Team alert ....Runner Smiley LOL

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Super Contributor

Re: Chase Freedom Letter


myjourney wrote:

HYPASS33 wrote:
LoL I'm glad you trust me cause I have a hard time trusting myself!! LoL

What happen to 

Contributor
HYPASS33
Posts: 143
Registered: ‎04-08-2013
 
 
Re: BAM!! 6 CA Deleted In A Week!! Score good enough for good cards????

I'm done, all these were EQ i believe. I know BOA and USAA was. I guess Chase was as well since they saw the inquiries.... I'll leave well enough alone... Has anyone else app for more then 4-5 cards in a day? Wont do that again tho....

 

You right we may not be able to trust you ROFLMAO

 

Emergency Response Team alert ....Runner Smiley LOL


BTW 

Contributor
HYPASS33
Posts: 143
Registered: ‎04-08-2013
 
 
Walmart, Sams and Lowes are all GE?
Are all these backed by GE? If so, it's funny I got approved by Walmart and Sams but not Lowes. Very low CL but approved. I'm scared to apply for anything else.
 
Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Moderator Emerita

Re: Chase Freedom Letter

Responding to Red Alert! Hypass, you know I know better! Even on vacation I can receive your alert!
Frequent Contributor

Re: Chase Freedom Letter

LoL I'm not aping! lol. Just asking if its worth responding to letter.