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Frequent Contributor
HYPASS33
Posts: 326
Registered: ‎04-08-2013
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Chase Freedom Letter

First of all let me say I'm STILL in the garden but got the letter from Chase today when I went on app spree. Reason for denial was to many inquiries. Have me a number to call if I wanted to discuss with analyst.

My question is will it be worth my wild calling and explaining why the apps and see what they say as long as there isn't a HP??
Valued Contributor
FocusedAndDetermined
Posts: 6,281
Registered: ‎01-05-2013
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Re: Chase Freedom Letter

How many inquiries do you have, and what were they for CCs, mort., car loan, etc?

Community Leader
Senior Contributor
myjourney
Posts: 25,387
Registered: ‎02-07-2013
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Re: Chase Freedom Letter


HYPASS33 wrote:
First of all let me say I'm STILL in the garden but got the letter from Chase today when I went on app spree. Reason for denial was to many inquiries. Have me a number to call if I wanted to discuss with analyst.

My question is will it be worth my wild calling and explaining why the apps and see what they say as long as there isn't a HP??

Lol

We trust you :smileylol:

Chase can be INQ sensitive but they are also good with recons I say go for it you already paid the price of admission (HP)

"Intelligence plus character--that is the goal of true education"
Cap1 EO link below
http://lmgtfy.com/?q=Capital+One+CEO+email+address+#seen
Last 5 apps 6/6/13
Frequent Contributor
HYPASS33
Posts: 326
Registered: ‎04-08-2013
0

Re: Chase Freedom Letter

All together over two years are 11 but 4 recent together. I was opening bank account at BOA and Wells Fargo and seeing about a car loan and they offered and USAA I actually applied for. I just want to try to convince I wasn't just out desperate for credit. My mom passed and I was trying to find a good loan rate on a car she still owed on and was offered a card as well. Not sure if they care to hear that or not. But that was only reason for denial.
Frequent Contributor
HYPASS33
Posts: 326
Registered: ‎04-08-2013
0

Re: Chase Freedom Letter

LoL I'm glad you trust me cause I have a hard time trusting myself!! LoL
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Senior Contributor
myjourney
Posts: 25,387
Registered: ‎02-07-2013
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Re: Chase Freedom Letter


HYPASS33 wrote:
All together over two years are 11 but 4 recent together. I was opening bank account at BOA and Wells Fargo and seeing about a car loan and they offered and USAA I actually applied for. I just want to try to convince I wasn't just out desperate for credit. My mom passed and I was trying to find a good loan rate on a car she still owed on and was offered a card as well. Not sure if they care to hear that or not. But that was only reason for denial.

Explain it just like that and I think an analyst will understand ....Good Luck

"Intelligence plus character--that is the goal of true education"
Cap1 EO link below
http://lmgtfy.com/?q=Capital+One+CEO+email+address+#seen
Last 5 apps 6/6/13
Community Leader
Senior Contributor
myjourney
Posts: 25,387
Registered: ‎02-07-2013
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Re: Chase Freedom Letter


HYPASS33 wrote:
LoL I'm glad you trust me cause I have a hard time trusting myself!! LoL

What happen to 

Contributor
HYPASS33
Posts: 143
Registered: ‎04-08-2013
 
 
Re: BAM!! 6 CA Deleted In A Week!! Score good enough for good cards????

I'm done, all these were EQ i believe. I know BOA and USAA was. I guess Chase was as well since they saw the inquiries.... I'll leave well enough alone... Has anyone else app for more then 4-5 cards in a day? Wont do that again tho....

 

You right we may not be able to trust you ROFLMAO

 

Emergency Response Team alert ....Runner :smileylol:

"Intelligence plus character--that is the goal of true education"
Cap1 EO link below
http://lmgtfy.com/?q=Capital+One+CEO+email+address+#seen
Last 5 apps 6/6/13
Community Leader
Senior Contributor
myjourney
Posts: 25,387
Registered: ‎02-07-2013
0

Re: Chase Freedom Letter


myjourney wrote:

HYPASS33 wrote:
LoL I'm glad you trust me cause I have a hard time trusting myself!! LoL

What happen to 

Contributor
HYPASS33
Posts: 143
Registered: ‎04-08-2013
 
 
Re: BAM!! 6 CA Deleted In A Week!! Score good enough for good cards????

I'm done, all these were EQ i believe. I know BOA and USAA was. I guess Chase was as well since they saw the inquiries.... I'll leave well enough alone... Has anyone else app for more then 4-5 cards in a day? Wont do that again tho....

 

You right we may not be able to trust you ROFLMAO

 

Emergency Response Team alert ....Runner :smileylol:


BTW 

Contributor
HYPASS33
Posts: 143
Registered: ‎04-08-2013
 
 
Walmart, Sams and Lowes are all GE?
Are all these backed by GE? If so, it's funny I got approved by Walmart and Sams but not Lowes. Very low CL but approved. I'm scared to apply for anything else.
 
"Intelligence plus character--that is the goal of true education"
Cap1 EO link below
http://lmgtfy.com/?q=Capital+One+CEO+email+address+#seen
Last 5 apps 6/6/13
Moderator
09Lexie
Posts: 24,903
Registered: ‎09-13-2012
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Re: Chase Freedom Letter

Responding to Red Alert! Hypass, you know I know better! Even on vacation I can receive your alert!
Frequent Contributor
HYPASS33
Posts: 326
Registered: ‎04-08-2013
0

Re: Chase Freedom Letter

LoL I'm not aping! lol. Just asking if its worth responding to letter.

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