Credit Cards Center Credit cards from our partners
See all cards Advertiser Disclosure
Credit Cards Mortgages Savings Accounts Auto Insurance

Credit Cards

turn on suggestions Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Showing results for 
Search instead for 
Do you mean 
Reply
Topic Options
Frequent Contributor
hedgeclipper2
Posts: 427
Registered: ‎07-21-2010
0

Re: Chase Freedom Low CL

Options

‎05-23-2011 02:29 PM

Mustanglvr2006 wrote:
jthedges wrote:
Mustanglvr2006 wrote:
jthedges wrote:

she said, and I quote "you look very desperate for credit, and it appears as if you are about to default on your obligations."  

Wow, that is totally unprofessional, and I bet she could get into a lot of trouble for that, I'm a nice guy and all, but I think I would have escalated that.

After being berated on the phone, I didn't really care to give them any of my business anyways.  I charged anywhere from $1000 to $3000 a month with Chase between my United and Freedom cards, and always PIF.  But whatever, I am currently loving on my Citi Dividend card.

I don't blame you one bit, I guess those Chase cards will be sniffing socks for a while huh? LOL

 

I just apped for the Citi Dividend Platinum Select, I called for app status and was told they are sending me a letter to verify my income, I believe that is what I was told the letter was.

 

I can verify my income, so maybe thats a good sign for approval????

Yes, for sure!  

 

I love my Citi Dividend, which offer did you apply for?  I got $100 after spending $500, they have an offer now for 5% cash back for the first 6 months, I wish I could've gotten than one.  Both of my Citi cards were instant approval, but I am sure income verification is a very good sign!

 

Keep us posted on the status.

-----------------------
My favorite card right now: Fidelity Investment Rewards Visa Signature
Message 11 of 12 (355 Views)
 
Established Contributor
aftermath
Posts: 519
Registered: ‎05-09-2008
0

Re: Chase Freedom Low CL

[ Edited ]
Options

‎05-23-2011 03:14 PM - edited ‎05-23-2011 03:15 PM

 

Mustanglvr2006 wrote:
jthedges wrote:
Mustanglvr2006 wrote:
jthedges wrote:

she said, and I quote "you look very desperate for credit, and it appears as if you are about to default on your obligations."  

Wow, that is totally unprofessional, and I bet she could get into a lot of trouble for that, I'm a nice guy and all, but I think I would have escalated that.

After being berated on the phone, I didn't really care to give them any of my business anyways.  I charged anywhere from $1000 to $3000 a month with Chase between my United and Freedom cards, and always PIF.  But whatever, I am currently loving on my Citi Dividend card.

I don't blame you one bit, I guess those Chase cards will be sniffing socks for a while huh? LOL

 

I just apped for the Citi Dividend Platinum Select, I called for app status and was told they are sending me a letter to verify my income, I believe that is what I was told the letter was.

 

I can verify my income, so maybe thats a good sign for approval????

Yes, most likely it is an approval.  CC companies won't usually bother making you go through the trouble and most importantly themselves go through any trouble to verify anything if it were a denial.  Here's to an early congrats! Smiley Very Happy

American Express Blue Cash Everyday $6600
Barclays US Airways Premier World Mastercard $14500
Chase Sapphire Preferred $5000
Chase Freedom Visa $1000
Chase United Explorer $8500
Citi AAdvantage Platinum Select Visa Signature $7500
Citi ThankYou Premier World Mastercard $7500
Message 12 of 12 (346 Views)
 
POPULAR LINKS
Credit scores | Credit reports | myFICO Blog | Affiliates

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.