A follow-up on a previous post: I had been working to get a Chase Freedom for sometime. After my first recon call, I was asked to submit supporting documentation about my new address (we just bought a home), I was told to wait two weeks for an answer. I finally got a letter back...asking for MORE documentation! I called the number on the letter and got the fraud department, and the representative there was able to verify my identity. Then she promised to transfer me to someone who could review my account. After 15 minutes on hold, she said the transfer was taking too long and to wait for a letter in a couple of weeks. Ugh!
Finally this morning I called the executive number and spoke to a very nice lady who reviewed a couple of items in the application, then put me hold for 45 seconds. She came back and said I was approved for a $5,000 limit!
So...combine that with the NFCU Visa I got with a $14K limit, and I'm set for now. Time for the rest of the subprime cards to go! Does anyone have a shovel, or hoe, or rake I can borrow? 
Starting Score: 507 EX
puckguy23 wrote:A follow-up on a previous post: I had been working to get a Chase Freedom for sometime. After my first recon call, I was asked to submit supporting documentation about my new address (we just bought a home), I was told to wait two weeks for an answer. I finally got a letter back...asking for MORE documentation! I called the number on the letter and got the fraud department, and the representative there was able to verify my identity. Then she promised to transfer me to someone who could review my account. After 15 minutes on hold, she said the transfer was taking too long and to wait for a letter in a couple of weeks. Ugh!
Finally this morning I called the executive number and spoke to a very nice lady who reviewed a couple of items in the application, then put me hold for 45 seconds. She came back and said I was approved for a $5,000 limit!
So...combine that with the NFCU Visa I got with a $14K limit, and I'm set for now. Time for the rest of the subprime cards to go! Does anyone have a shovel, or hoe, or rake I can borrow?
Congrats!!!
Go ahead and check in with the Garden Club, I'm sure we can scrounge up a few hoes for you 
Starting Score: 08/29/2011 TU 671 EQ 674Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!
Take the myFICO Fitness Challenge
Starting Score: 639 (Walmart TU)
Congratulations! Enjoy your new cards, and we'll be happy to provide you with a nice set of tools in the garden club.
And if you come over to the GC, the drinks are on me tonight!
Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
Current Scores: EQ 733, TU 724 (05/01/2013), EX Credit Sesame 725 (05/08/2013)
Goal Score: 740+ FICO scores
Take the FICO Fitness Challenge Bronze Spade Garden Club Member - Last App: 03/04/2013 - No apps until Fall 2013
Cards: Cap1 Venture 6.4k, Cap1 NHCR MC 750, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 4k, Citi Diamond Preferred MC 7.55k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 4.2k, Kay Jeweler's 5.1k
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