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Established Member
puckguy23
Posts: 20
Registered: ‎07-19-2011
0

Chase Freedom -- Persistence paid off!

A follow-up on a previous post: I had been working to get a Chase Freedom for sometime. After my first recon call, I was asked to submit supporting documentation about my new address (we just bought a home), I was told to wait two weeks for an answer. I finally got a letter back...asking for MORE documentation! I called the number on the letter and got the fraud department, and the representative there was able to verify my identity. Then she promised to transfer me to someone who could review my account. After 15 minutes on hold, she said the transfer was taking too long and to wait for a letter in a couple of weeks. Ugh!

 

Finally this morning I called the executive number and spoke to a very nice lady who reviewed a couple of items in the application, then put me hold for 45 seconds. She came back and said I was approved for a $5,000 limit!

 

So...combine that with the NFCU Visa I got with a $14K limit, and I'm set for now. Time for the rest of the subprime cards to go! Does anyone have a shovel, or hoe, or rake I can borrow? :smileyhappy:


Starting Score: 507 EX
Current Score: 701 TU/694EQ/654EX(FAKO)
Goal Score: 720 across the board


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Moderator Emeritus
webhopper
Posts: 7,225
Registered: ‎09-16-2011
0

Re: Chase Freedom -- Persistence paid off!


puckguy23 wrote:

A follow-up on a previous post: I had been working to get a Chase Freedom for sometime. After my first recon call, I was asked to submit supporting documentation about my new address (we just bought a home), I was told to wait two weeks for an answer. I finally got a letter back...asking for MORE documentation! I called the number on the letter and got the fraud department, and the representative there was able to verify my identity. Then she promised to transfer me to someone who could review my account. After 15 minutes on hold, she said the transfer was taking too long and to wait for a letter in a couple of weeks. Ugh!

 

Finally this morning I called the executive number and spoke to a very nice lady who reviewed a couple of items in the application, then put me hold for 45 seconds. She came back and said I was approved for a $5,000 limit!

 

So...combine that with the NFCU Visa I got with a $14K limit, and I'm set for now. Time for the rest of the subprime cards to go! Does anyone have a shovel, or hoe, or rake I can borrow? :smileyhappy:


Congrats!!!

 

Go ahead and check in with the Garden Club, I'm sure we can scrounge up a few hoes for you :smileywink:


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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Valued Contributor
MsLadyRover
Posts: 2,829
Registered: ‎03-14-2012
0

Re: Chase Freedom -- Persistence paid off!

Congratulations on your new Freedom!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

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Super Contributor
CS800
Posts: 6,552
Registered: ‎04-07-2008
0

Re: Chase Freedom -- Persistence paid off!

Congrats, that's a nice starting CL




Established Contributor
searchingfor67
Posts: 665
Registered: ‎08-02-2011
0

Re: Chase Freedom -- Persistence paid off!

Excellent!

TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCP $13K | Amex Costco TE $10.4K | Amex SPG $10.1K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi TY Preferred World MC $10.1K | Citi Forward $10K | Discover IT $9K | JP Morgan Chase Select Visa Signature $9.2K | NFCU Flagship Visa Signature $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $10K | USAA World MC $9K
Moderator Emeritus
tinuviel
Posts: 4,875
Registered: ‎11-02-2010
0

Re: Chase Freedom -- Persistence paid off!

[ Edited ]

Congratulations! Enjoy your new cards, and we'll be happy to provide you with a nice set of tools in the garden club. :smileywink:

 

And if you come over to the GC, the drinks are on me tonight! :smileyhappy:


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Frequent Contributor
jd5189
Posts: 470
Registered: ‎08-14-2012
0

Re: Chase Freedom -- Persistence paid off!

Congrats on the Freedom. Wish they were generous with me! Dont forget to register for the bonus rewards!

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
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