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Established Contributor
jefftca925
Posts: 701
Registered: ‎08-14-2008
0

Re: Chase Freedom - Pre-Approval

[ Edited ]

Congratulations on the approval!!  You'll enjoy the card.  The interest rate is higher on that card than some of their other cards because of the rewards program.  If you PIF it won't matter anyway.  Just watch your utilization on your cards and you'll be fine.  I have 3 Chase cards and none of them were touched during the CLD/Closure frenzy that's gone on.

 

And speaking of Macys, I opened an account at the store and was automatically approved for their Visa card without asking.  I use the store account (you have two with the card) all of the time as I LOVE Macys.  Check for their online coupons for extra discounts or you can even ask them when you shop if they have any additional discounts if you use the card.  Their sales staff are great that way. I've used the Visa account once just to give it some action but the APR is pretty high so it is definitely a PIF card.

 

Enjoy!

Message Edited by jefftca925 on 12-20-2009 08:57 AM
CCs: Chase Freedom VS 6.9k, CSP VISA Sg 7k, BofA Amex 12.5k, Discover 10.5k, US Bank Cash+ Visa Sg 12.5k, Macy's Amex 8k/1.5k, Gap Visa 10k, Best Buy 11.1k, Citi TY MC 10.8k, Citi AA Amex 6k, Nordstrom VS 10k, Amex Zync, Costco Amex 12k, BofA CR VS 17k, Amex BCP 9.5k, Amex ED 5k, Sears MC 9k, HD 7k, Target 600, Amazon 7k, US Bank MC 15k, US Airways MC 4k, NFL Visa 4k, Patelco Visa 10k, Penfed PR VS 44.6k, Chase United VS 13k, Chase Marriott VS 8k, Citi Simplicity 13.3k, PayPal MC 5k, Compass Visa 4k, WF VS 14k, FNBO Amex 14.1k, OCCU VISA 15k, TR Visa Sg 13.3k, Capital One QS Visa 11k, FRN MC 13.5k, HSN 4k, Saks WEMC 10k/4k, Chase Ink 18k, Barclay Arrival 10k, Ebates VS 8k, Orbitz VS 9k, NASA V 30k, USBk FP VS 17k
Established Member
rebuilding_credit
Posts: 20
Registered: ‎12-09-2009
0

Re: Chase Freedom - Pre-Approval

Hi there Crediaddict,

 

I called to verify my instant approval with Best Buy and did not receive the dept card but the MC Reward Zone card for a CL of $300 with an AF of $75.00.  Unreal!!!  That is quite high for such a small credit line.  I was on the phone for 45 minutes and spoke with 6 different people and finally found out that I have an APR of 21.74%.  Should I call them to reconsider a higher credit line and lower APR?  Would anyone have a number or a backdoor number for BB?  I sincerely think it was not worth the credit inquiry.  :-(

Established Member
crdtUser
Posts: 29
Registered: ‎12-21-2009
0

Re: Chase Freedom - Pre-Approval

I'd like to know where is the web address to respond to a mail offer.

 

In chase Credit card website, there is not any link to apply online after receiving an offer by mail.

 

Anybody know the web address?

 

Thanks

Senior Contributor
creditwherecreditisdue
Posts: 4,923
Registered: ‎04-19-2009
0

Re: Chase Freedom - Pre-Approval


crdtUser wrote:

I'd like to know where is the web address to respond to a mail offer.

 

In chase Credit card website, there is not any link to apply online after receiving an offer by mail.

 

Anybody know the web address?

 

Thanks


Look at the mailed offer. You need to follow the instructions found there for accepting.


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