Starting Score: EQ 717 EX 724 TU 736
heathuhhhhwebbbb wrote:YAY! Reconned and GOT APPROVED! $1000 limit!
Thank you everyone! I could never have done it without you guys! Gardening time.
lol told ya recons work a lot better when you have existing accounts with them. cause the automated systems do not factor in banking accounts, but manual reviews do =)
they know that even if you default on credit cards they'll make some money as you as a client of their bank. this is a very important thing =)
heathuhhhhwebbbb wrote:I know. Hahah! I've been fighting for this card for well over two years now. I applied about 2 years ago, and was denied and have been working my credit to try to get it. Its honestly the only CC I want right now, so I'm really happy about finally being approved.
lol congrats, remember to save all the freedom points, and once you get a sapphire transfer them all and collect 20% more for travel lol
I think that should be your next target =)
also what's keeping your scores down? you should have a better score but probably have something from long ago? remember everything can be disputed and removed.... look at the link in my sig 
heathuhhhhwebbbb wrote:I know. Hahah! I've been fighting for this card for well over two years now. I applied about 2 years ago, and was denied and have been working my credit to try to get it. Its honestly the only CC I want right now, so I'm really happy about finally being approved.
congrats!
doesn't it feel awesome to have reached a long held goal?!
heathuhhhhwebbbb wrote:Yes, I have 1 CO from Capital One that is paid from 2006 I believe that should be falling off next year around April. And WOW! Congrats on your journey! That is def. something to be proud of! I'm slowly climbing my way back after being careless when I was younger. And NOW I have 2 medical collections haunting me on my Equifax that I am doing the HIPAA to get removed since I never did recall receiving a bill for them or anything. I can't wait until I can have a score like that and get approved for the Sapphire!
Ty, and try disputing the 2006 charge off as obsolete around January. Usually CRA's are good about deleting things early while the file is open within a few months earlier.
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