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Chase Freedom Question

New Contributor

Re: Chase Freedom Question

Well done and congratulations!! Enjoy the card!

Valued Contributor

Re: Chase Freedom Question

Congrats on the recon!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Established Contributor

Re: Chase Freedom Question


heathuhhhhwebbbb wrote:

YAY!  Reconned and GOT APPROVED!  $1000 limit!  Smiley Happy  Thank you everyone!  I could never have done it without you guys!  Gardening time.


lol told ya Smiley Happy   recons work a lot better when you have existing accounts with them. cause the automated systems do not factor in banking accounts, but manual reviews do =)

 

they know that even if you default on credit cards they'll make some money as you as a client of their bank. this is a very important thing =)


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
New Contributor

Re: Chase Freedom Question

Hahah!  Yeah I think it may have helped.  Thank you guys again!

09/2013: TU FICO 692, EQ FICO 698, EX PLUS 709. No apps until December 2014!
Freedom: $1500 Cap1 Plat: $2000 Cap1 Cash: $1500 Barclays: $4000 Walmart: $2700 GE Luxury: $4800 Jared: $1500 Davids Bridal: $1500
Established Contributor

Re: Chase Freedom Question


heathuhhhhwebbbb wrote:

Hahah!  Yeah I think it may have helped.  Thank you guys again!


lol wow you were quick adding the account to your signiture =D


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
New Contributor

Re: Chase Freedom Question

I know.  Hahah!  I've been fighting for this card for well over two years now.  I applied about 2 years ago, and was denied and have been working my credit to try to get it.  Its honestly the only CC I want right now, so I'm really happy about finally being approved. Smiley Happy

09/2013: TU FICO 692, EQ FICO 698, EX PLUS 709. No apps until December 2014!
Freedom: $1500 Cap1 Plat: $2000 Cap1 Cash: $1500 Barclays: $4000 Walmart: $2700 GE Luxury: $4800 Jared: $1500 Davids Bridal: $1500
Established Contributor

Re: Chase Freedom Question


heathuhhhhwebbbb wrote:

I know.  Hahah!  I've been fighting for this card for well over two years now.  I applied about 2 years ago, and was denied and have been working my credit to try to get it.  Its honestly the only CC I want right now, so I'm really happy about finally being approved. Smiley Happy


lol congrats, remember to save all the freedom points, and once you get  a sapphire transfer them all and collect 20% more for travel lol

I think that should be your next target =)

 

also what's keeping your scores down? you should have a better score but probably have something from long ago? remember everything can be disputed and removed.... look at the link in my sig Smiley Wink


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
New Contributor

Re: Chase Freedom Question

Yes, I have 1 CO from Capital One that is paid from 2006 I believe that should be falling off next year around April.  And WOW!  Congrats on your journey!  That is def. something to be proud of!  I'm slowly climbing my way back after being careless when I was younger.  And NOW I have 2 medical collections haunting me on my Equifax that I am doing the HIPAA to get removed since I never did recall receiving a bill for them or anything.  I can't wait until I can have a score like that and get approved for the Sapphire!

09/2013: TU FICO 692, EQ FICO 698, EX PLUS 709. No apps until December 2014!
Freedom: $1500 Cap1 Plat: $2000 Cap1 Cash: $1500 Barclays: $4000 Walmart: $2700 GE Luxury: $4800 Jared: $1500 Davids Bridal: $1500
Frequent Contributor

Re: Chase Freedom Question


heathuhhhhwebbbb wrote:

I know.  Hahah!  I've been fighting for this card for well over two years now.  I applied about 2 years ago, and was denied and have been working my credit to try to get it.  Its honestly the only CC I want right now, so I'm really happy about finally being approved. Smiley Happy


congrats!

doesn't it feel awesome to have reached a long held goal?! 


BofA visa $9.4k ... BofA Cash Rewards visa sig $10k ... Cap 1 Venture1 visa sig $10k ...
Chase Freedom visa $10k ... Macy's $1.5k ... Macy's Amex $5k ... Sam's Club $6.3k
myFICOs as of 3/25/14:...EX=809 .... EQ=802....TU=787
Established Contributor

Re: Chase Freedom Question


heathuhhhhwebbbb wrote:

Yes, I have 1 CO from Capital One that is paid from 2006 I believe that should be falling off next year around April.  And WOW!  Congrats on your journey!  That is def. something to be proud of!  I'm slowly climbing my way back after being careless when I was younger.  And NOW I have 2 medical collections haunting me on my Equifax that I am doing the HIPAA to get removed since I never did recall receiving a bill for them or anything.  I can't wait until I can have a score like that and get approved for the Sapphire!


Ty, and try disputing the 2006 charge off as obsolete around January. Usually CRA's are good about deleting things early while the file is open within a few months earlier.


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758