Chase Freedom Recon

[Dustink]

---

@Charmlessman wrote:

I will call her and ask what is the average CL she has seen while doing this. 

Is Chase to hard on issuing CLI? Please keep in mind I have no credit history, would having a Freedom card even with toy limit help in order to establish credit? I think I only need to have the 10k for application.

I will got to the garden soon but I want to have at least 2 cards, would you rather gardening 2 secure cards or 1 secured and 1 Chase Freedom?

Thanks in advance for your comments

---

CLI every 6 months would be reasonable.

It would be great at establishing your credit, and unlike a secured card. Right after you open the account, you can pull the funds back out.

Freedom is a great credit card that will grow with you.

[Henchman21]

That cap 1 doesn't report as secured. I would deposit into the cap 1 until it is maxed(3k) so in the future, other lenders will consider that CL when extending you a line. BoA has a secured card that normally unsecures at 1 year and has a fairly generous starter's limit.

[LS2982]

---

@ObeyJohnny12 wrote:
If having 10k just to get approved for a toy limit, might as well use that money and open up a secured card.

---

I'd probably use half of it and open a secured card, garden it for a year and get whatever prime card I wanted then.