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Chase Freedom (Student Status)

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Re: Chase Freedom (Student Status)

Established Contributor

Re: Chase Freedom (Student Status)

Capital One = 750 (started at 300) 

GE/American Eagle=1500 (recently increased) 

Discover=500 (lowest APR)

 

Student Loan for 6k @ 3.2APR deferred until 2017

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Re: Chase Freedom (Student Status)

Established Contributor

Re: Chase Freedom (Student Status)

Chase approved me for 1500 I asked for 3500 and he said he would manually review it because normally the system would auto decline since account has not been up for 6 months at least and he would manual review it he said. I was really just trying to get something done due to high APR after the intro 0.00%. 

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Re: Chase Freedom (Student Status)

Super Contributor

Re: Chase Freedom (Student Status)


Rackham94 wrote:

Chase approved me for 1500 I asked for 3500 and he said he would manually review it because normally the system would auto decline since account has not been up for 6 months at least and he would manual review it he said. I was really just trying to get something done due to high APR after the intro 0.00%. 


by manual review, he might be doing a HP.

While he's doing a HP, might as well tell him to manually review your APR rate and try have it lowered by all using the same pull.

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Established Contributor

Re: Chase Freedom (Student Status)


enharu wrote:

Rackham94 wrote:

Chase approved me for 1500 I asked for 3500 and he said he would manually review it because normally the system would auto decline since account has not been up for 6 months at least and he would manual review it he said. I was really just trying to get something done due to high APR after the intro 0.00%. 


by manual review, he might be doing a HP.

While he's doing a HP, might as well tell him to manually review your APR rate and try have it lowered by all using the same pull.


That is what I figured.. but he insisted he would only be able to re-review for the credit limit. B.S perhaps.