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09Lexie
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Re: Chase Freedom (Student Status)

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Rackham94
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Re: Chase Freedom (Student Status)

[ Edited ]

Capital One = 750 (started at 300) 

GE/American Eagle=1500 (recently increased) 

Discover=500 (lowest APR)

 

Student Loan for 6k @ 3.2APR deferred until 2017

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09Lexie
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Registered: ‎09-13-2012
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Re: Chase Freedom (Student Status)

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Rackham94
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Registered: ‎04-01-2013
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Re: Chase Freedom (Student Status)

Chase approved me for 1500 I asked for 3500 and he said he would manually review it because normally the system would auto decline since account has not been up for 6 months at least and he would manual review it he said. I was really just trying to get something done due to high APR after the intro 0.00%. 

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09Lexie
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Re: Chase Freedom (Student Status)

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enharu
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Re: Chase Freedom (Student Status)


Rackham94 wrote:

Chase approved me for 1500 I asked for 3500 and he said he would manually review it because normally the system would auto decline since account has not been up for 6 months at least and he would manual review it he said. I was really just trying to get something done due to high APR after the intro 0.00%. 


by manual review, he might be doing a HP.

While he's doing a HP, might as well tell him to manually review your APR rate and try have it lowered by all using the same pull.

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Established Contributor
Rackham94
Posts: 508
Registered: ‎04-01-2013
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Re: Chase Freedom (Student Status)


enharu wrote:

Rackham94 wrote:

Chase approved me for 1500 I asked for 3500 and he said he would manually review it because normally the system would auto decline since account has not been up for 6 months at least and he would manual review it he said. I was really just trying to get something done due to high APR after the intro 0.00%. 


by manual review, he might be doing a HP.

While he's doing a HP, might as well tell him to manually review your APR rate and try have it lowered by all using the same pull.


That is what I figured.. but he insisted he would only be able to re-review for the credit limit. B.S perhaps.


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