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Chase Freedom Ultimate Rewards Mall Question.

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creditnocash
Valued Contributor

Chase Freedom Ultimate Rewards Mall Question.

so the points are offered at x amount extra per dollar spent. 

 

so if something is 12points extra per dollar spent im assuming thats 13% cash back total? correct? 

and do these items have to be bought through the website or can i go into the store and purchase it with my card? 

 

im planning on buying a winter coat. 

right now i have an ae pea coat but i think it will be tight with a suit jacket etc. 

im looking at north face and columbia jackets. they are both being offered deals through the ultimate rewards mall. 

 



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 1 of 10
9 REPLIES 9
maiden_girl
Valued Contributor

Re: Chase Freedom Ultimate Rewards Mall Question.


@creditnocash wrote:

so the points are offered at x amount extra per dollar spent. 

 

so if something is 12points extra per dollar spent im assuming thats 13% cash back total? correct? 

and do these items have to be bought through the website or can i go into the store and purchase it with my card? 

 

im planning on buying a winter coat. 

right now i have an ae pea coat but i think it will be tight with a suit jacket etc. 

im looking at north face and columbia jackets. they are both being offered deals through the ultimate rewards mall. 

 


Are you buying clothes through the Ultimate Rewards mall? Or redeeming points for clothes? Not totally sure about the cash back points.

 

As of 2017, rebuilding...
Message 2 of 10
creditnocash
Valued Contributor

Re: Chase Freedom Ultimate Rewards Mall Question.

no im just buying in general. 

it says that bonus points get rewarded automatically on your bill but may take up to 45 days to show.... 

 

im not using points to buy. 

i want to earn more points buy buying through them. 

 



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 3 of 10
creditnocash
Valued Contributor

Re: Chase Freedom Ultimate Rewards Mall Question.

Welp just called customer service and rep stated that this is an exclusive with the websites. and if i purchase instore i will only get 1% cash back not the 13% i would if i got it online. 

 

shame. guess ill have to window shop until i get home! (for sizes and etc..) 



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 4 of 10
nenuco
Frequent Contributor

Re: Chase Freedom Ultimate Rewards Mall Question.

I believe the vanilla 1% Cash Back is already factored in. If I'm not mistaken, since Chase and Discover do the 5% Cash Back as (4% rotating categories + 1% on everything). 12% though is a pretty sweet offer. 

Full on Garden Mode (•‿•)
Message 5 of 10
creditnocash
Valued Contributor

Re: Chase Freedom Ultimate Rewards Mall Question.


@nenuco wrote:

I believe the vanilla 1% Cash Back is already factored in. If I'm not mistaken, since Chase and Discover do the 5% Cash Back as (4% rotating categories + 1% on everything). 12% though is a pretty sweet offer. 


yeah thats why the offer says 12pts extra per dollar. not including the already 1 percent. 

but for example kohls right now is 5% including the 1% but if you shop online its actually 10% since they are offering an extra 5% for shopping online with the freedom. 



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 6 of 10
Dustink
Valued Contributor

Re: Chase Freedom Ultimate Rewards Mall Question.


@creditnocash wrote:

no im just buying in general. 

it says that bonus points get rewarded automatically on your bill but may take up to 45 days to show.... 

 

im not using points to buy. 

i want to earn more points buy buying through them. 

 


It is a click through promo. You must follow the links from the rewards site.

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 7 of 10
creditnocash
Valued Contributor

Re: Chase Freedom Ultimate Rewards Mall Question.


@Dustink wrote:

@creditnocash wrote:

no im just buying in general. 

it says that bonus points get rewarded automatically on your bill but may take up to 45 days to show.... 

 

im not using points to buy. 

I want to earn more points buy buying through them. 

 


It is a click through promo. You must follow the links from the rewards site.

 


the way it was explained to me was if you shop at the official website you don't have to. as long as you check out with chase freedom for example at nike.com I think it's 3 extra points right now. just go to nike store WEBSITE and order stuff then checkout with the freedom and should be credited to your account.. 

 

if I remember right someone posted about not knowing about the rewards mall and ordered about 5/600 dollars worth of stuff and at the time they were offering I think 9% cash back from chase because of office depot. (stuff was ordered online but not through the ultimate rewards mall) 



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 8 of 10
nenuco
Frequent Contributor

Re: Chase Freedom Ultimate Rewards Mall Question.


@Dustink wrote:

@creditnocash wrote:

no im just buying in general. 

it says that bonus points get rewarded automatically on your bill but may take up to 45 days to show.... 

 

im not using points to buy. 

i want to earn more points buy buying through them. 

 


It is a click through promo. You must follow the links from the rewards site.

 


Usually you have to purchase through the UR link. It is a referral style link, so that's how they track the points.

Full on Garden Mode (•‿•)
Message 9 of 10
Dustink
Valued Contributor

Re: Chase Freedom Ultimate Rewards Mall Question.


@nenuco wrote:

@Dustink wrote:

@creditnocash wrote:

no im just buying in general. 

it says that bonus points get rewarded automatically on your bill but may take up to 45 days to show.... 

 

im not using points to buy. 

i want to earn more points buy buying through them. 

 


It is a click through promo. You must follow the links from the rewards site.

 


Usually you have to purchase through the UR link. It is a referral style link, so that's how they track the points.


Yup, many rewards programs offer this.

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 10 of 10
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