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Valued Contributor
creditnocash
Posts: 2,164
Registered: ‎07-23-2012

Chase Freedom Ultimate Rewards Mall Question.

so the points are offered at x amount extra per dollar spent. 

 

so if something is 12points extra per dollar spent im assuming thats 13% cash back total? correct? 

and do these items have to be bought through the website or can i go into the store and purchase it with my card? 

 

im planning on buying a winter coat. 

right now i have an ae pea coat but i think it will be tight with a suit jacket etc. 

im looking at north face and columbia jackets. they are both being offered deals through the ultimate rewards mall. 

 

Current: EQ 735 Discover 9/5/13 Walmart TU 730 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: 31k+

Inquiries (24 Months): EQ 8 TU 5 EX 5 | Most Recent: 09/04/2013
2 Inquiries in The Last 12 Months


2014 Goals:
Lower Utility

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Valued Contributor
maiden_girl
Posts: 1,778
Registered: ‎12-29-2011

Re: Chase Freedom Ultimate Rewards Mall Question.


creditnocash wrote:

so the points are offered at x amount extra per dollar spent. 

 

so if something is 12points extra per dollar spent im assuming thats 13% cash back total? correct? 

and do these items have to be bought through the website or can i go into the store and purchase it with my card? 

 

im planning on buying a winter coat. 

right now i have an ae pea coat but i think it will be tight with a suit jacket etc. 

im looking at north face and columbia jackets. they are both being offered deals through the ultimate rewards mall. 

 


Are you buying clothes through the Ultimate Rewards mall? Or redeeming points for clothes? Not totally sure about the cash back points.

 

The truth is out there...
FICO scores: 724 (EQ) 709 (EX) 711 (TU) 4/14 | Goal score: 750+ (all 3)
Tradelines: Capital One (5.0k) | Discover IT (5.0k) | Walmart Discover (3.0k) | Chase Freedom NPSL | Citi Simplicity (8.0k)
--------------------------Gardening until my credit recovers...NO MORE INQUIRES TIL 2015
Valued Contributor
creditnocash
Posts: 2,164
Registered: ‎07-23-2012

Re: Chase Freedom Ultimate Rewards Mall Question.

no im just buying in general. 

it says that bonus points get rewarded automatically on your bill but may take up to 45 days to show.... 

 

im not using points to buy. 

i want to earn more points buy buying through them. 

 

Current: EQ 735 Discover 9/5/13 Walmart TU 730 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: 31k+

Inquiries (24 Months): EQ 8 TU 5 EX 5 | Most Recent: 09/04/2013
2 Inquiries in The Last 12 Months


2014 Goals:
Lower Utility

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Valued Contributor
creditnocash
Posts: 2,164
Registered: ‎07-23-2012

Re: Chase Freedom Ultimate Rewards Mall Question.

Welp just called customer service and rep stated that this is an exclusive with the websites. and if i purchase instore i will only get 1% cash back not the 13% i would if i got it online. 

 

shame. guess ill have to window shop until i get home! (for sizes and etc..) 

Current: EQ 735 Discover 9/5/13 Walmart TU 730 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: 31k+

Inquiries (24 Months): EQ 8 TU 5 EX 5 | Most Recent: 09/04/2013
2 Inquiries in The Last 12 Months


2014 Goals:
Lower Utility

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Contributor
nenuco
Posts: 228
Registered: ‎07-30-2011

Re: Chase Freedom Ultimate Rewards Mall Question.

I believe the vanilla 1% Cash Back is already factored in. If I'm not mistaken, since Chase and Discover do the 5% Cash Back as (4% rotating categories + 1% on everything). 12% though is a pretty sweet offer. 

Garden Mode... kind of... sort of (•‿•)
Valued Contributor
creditnocash
Posts: 2,164
Registered: ‎07-23-2012

Re: Chase Freedom Ultimate Rewards Mall Question.


nenuco wrote:

I believe the vanilla 1% Cash Back is already factored in. If I'm not mistaken, since Chase and Discover do the 5% Cash Back as (4% rotating categories + 1% on everything). 12% though is a pretty sweet offer. 


yeah thats why the offer says 12pts extra per dollar. not including the already 1 percent. 

but for example kohls right now is 5% including the 1% but if you shop online its actually 10% since they are offering an extra 5% for shopping online with the freedom. 

Current: EQ 735 Discover 9/5/13 Walmart TU 730 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: 31k+

Inquiries (24 Months): EQ 8 TU 5 EX 5 | Most Recent: 09/04/2013
2 Inquiries in The Last 12 Months


2014 Goals:
Lower Utility

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Valued Contributor
Dustink
Posts: 2,980
Registered: ‎10-02-2012

Re: Chase Freedom Ultimate Rewards Mall Question.


creditnocash wrote:

no im just buying in general. 

it says that bonus points get rewarded automatically on your bill but may take up to 45 days to show.... 

 

im not using points to buy. 

i want to earn more points buy buying through them. 

 


It is a click through promo. You must follow the links from the rewards site.

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21    


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
Valued Contributor
creditnocash
Posts: 2,164
Registered: ‎07-23-2012

Re: Chase Freedom Ultimate Rewards Mall Question.

[ Edited ]

Dustink wrote:

creditnocash wrote:

no im just buying in general. 

it says that bonus points get rewarded automatically on your bill but may take up to 45 days to show.... 

 

im not using points to buy. 

I want to earn more points buy buying through them. 

 


It is a click through promo. You must follow the links from the rewards site.

 


the way it was explained to me was if you shop at the official website you don't have to. as long as you check out with chase freedom for example at nike.com I think it's 3 extra points right now. just go to nike store WEBSITE and order stuff then checkout with the freedom and should be credited to your account.. 

 

if I remember right someone posted about not knowing about the rewards mall and ordered about 5/600 dollars worth of stuff and at the time they were offering I think 9% cash back from chase because of office depot. (stuff was ordered online but not through the ultimate rewards mall) 

Current: EQ 735 Discover 9/5/13 Walmart TU 730 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: 31k+

Inquiries (24 Months): EQ 8 TU 5 EX 5 | Most Recent: 09/04/2013
2 Inquiries in The Last 12 Months


2014 Goals:
Lower Utility

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Contributor
nenuco
Posts: 228
Registered: ‎07-30-2011

Re: Chase Freedom Ultimate Rewards Mall Question.


Dustink wrote:

creditnocash wrote:

no im just buying in general. 

it says that bonus points get rewarded automatically on your bill but may take up to 45 days to show.... 

 

im not using points to buy. 

i want to earn more points buy buying through them. 

 


It is a click through promo. You must follow the links from the rewards site.

 


Usually you have to purchase through the UR link. It is a referral style link, so that's how they track the points.

Garden Mode... kind of... sort of (•‿•)
Valued Contributor
Dustink
Posts: 2,980
Registered: ‎10-02-2012

Re: Chase Freedom Ultimate Rewards Mall Question.


nenuco wrote:

Dustink wrote:

creditnocash wrote:

no im just buying in general. 

it says that bonus points get rewarded automatically on your bill but may take up to 45 days to show.... 

 

im not using points to buy. 

i want to earn more points buy buying through them. 

 


It is a click through promo. You must follow the links from the rewards site.

 


Usually you have to purchase through the UR link. It is a referral style link, so that's how they track the points.


Yup, many rewards programs offer this.

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21    


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%

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