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Chase Freedom Unlmtd offer, but am not within the 5/24 rule?

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longtimelurker
Epic Contributor

Re: Chase Freedom Unlmtd offer, but am not within the 5/24 rule?

I thought it was pretty well understood that preapprovals (or in this case selected offers) override 5/24, which is why removing CSR from preapprovals upset a lot of people.   As with any approval, it's not guaranteed (if your credit profile has changed for the worse very recvently for example), but don't worry about 5/24 if you want this card.

Message 11 of 14
Anonymous
Not applicable

Re: Chase Freedom Unlmtd offer, but am not within the 5/24 rule?

Well, tempatation got the best of me.  And I got the 'may take up to 30 days' message.

 

Message 12 of 14
Anonymous
Not applicable

Re: Chase Freedom Unlmtd offer, but am not within the 5/24 rule?

And DENIED. "Too many requested or current accts with US".

That was the single reason. So much for being a solid offer online.

I have these with chase:

Csp - $17,500. - $0 balance, 4 yrs old
Freedom -$3000 - $0 balance, 4 yrs old
Amazon VS - $7000 - $0 balance, 2wks old.
Message 13 of 14
Anonymous
Not applicable

Re: Chase Freedom Unlmtd offer, but am not within the 5/24 rule?


@Anonymous wrote:
And DENIED. "Too many requested or current accts with US".

That was the single reason. So much for being a solid offer online.

I have these with chase:

Csp - $17,500. - $0 balance, 4 yrs old
Freedom -$3000 - $0 balance, 4 yrs old
Amazon VS - $7000 - $0 balance, 2wks old.

See I thought Chase only approved one credit line within 30 days. Even thought Amazon is co-branded, it is one of thewir cards. That SP they used to generate your offers I'm sure also did not include that card. 

 

While I could be wrong, I wouldn't use your expereince as a deciding factor on how solid Chase's account offers are.

Message 14 of 14
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