No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I came across this today:
@LisaPA wrote:
At first, I read the title as "bogus" categories. Thanks for this though, it helped me decide against apping the Chase. Since I rent and live carless in the city, most of those categories aren't any use to me.
Thats basically what it is, bogus. I switched my purchases to my Discover. They've always had the better customer service, now they have the better rewards, or at least the same rewards, to match.
@Anonymous wrote:I came across this today:
Thanks psychic The followings are Discover More 5% Cashback Bonus categories.
The Discover More has promotional category in March. Last year in February, the Discover More had Pets Stores as promotional category for Valentine's Day. I wonder ??? will Chase offers promotional category like Discover More or not ????
Earn 5% Cashback Bonus on up to $800 in purchases from January through March on:
Earn 5% Cashback Bonus on up to $200 in purchases throughout March at:
Earn 5% Cashback Bonus on up to $400 in purchases from April through June at:
Earn 5% Cashback Bonus from July through September at:
Earn 5% Cashback Bonus from October through December at:
@laz98 wrote:
5% really isn't that much, is it?
You think .... It's better than 1%! In San Diego, a consumption tax used to be 7.75%. Now, it is 8.75%. The 5% reward is a big deal to me. When you purchase $1 item, you pay $1.09. Then you will earn $0.05 reward. If you spend $100 you will earn $5, if you spend $1,000 you will earn $50. It sounds small, but, nowadays it helps A LOTS.
laz98 wrote:
5% really isn't that much, is it?
If there are cards that offer a higher cash rebate for everyday purchases, I'd like to know what they are!
@gl4662 wrote:
A chase CSR told me that the current 3% cash back maxes out at 20 dollars, can anyone verify that? Their card seems to be terrible.
Hi gl4662,
I am not sure you have same Chase Freedom Master card as mine or not. See the information as shown in below. I hope this will help you.
Rewards Program Details
With Chase Freedom,SM you have the flexibility to earn more cash back with every purchase.
You earn 3% cash back automatically on purchases in the 3 everyday categories where you spend the most each month.* There are 15 categories in all. Your spending habits may change from month to month — the triple rewards you earn for them will stay the same. You also earn 1% cash back per dollar on all other purchases. Here are the categories:
You have a choice when it comes to rewarding yourself:
With Chase Freedom, you have the freedom to reward yourself the way you want to. You can change your mind and switch your rewards to earn points instead of cash back. You can redeem your points for rewards like gift cards to popular restaurants and retailers, travel, brand-name merchandise or a charitable contribution. To switch, just click on the ‘Switch to Earn Points’ link.