One major difference between the Signature Freedom card and the Platinum Freedom card is the APR. I have the non-Signature Freedom card and my APR is Prime+0.49%, or 6.49% The Signature's APR is Prime+9.99%, or 15.99%. A few months ago, asked a rep in Chase's Retention Department, aside from the no preset spending limit, what are the differences between my card and the Signature version. Her only response was "the APR is a lot higher on the Signature card." The rep also told me that I "have the best rate available on any Chase card." So, I'm not complaining.
I am curious if anyone knows the differences between the Signature card and the Platinum version of this Chase Freedom credit card.
I looked on the Chase website and it had the following quote in the terms and conditions:
"Before we approve you for a credit card, we will review your credit report and the information you provide with your response to confirm that you meet the criteria for this offer. Based on this review, you may receive a Platinum card with different benefits and without the no pre-set spending limit feature, or you may not receive a card."
I don't mind the no pre-set spending limit feature as long as it is reporting accurately and in a non-negative fashion, but it doesn't exactly list what the differences are between the Signature and Platinum.