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I emailed Chase about upgrading my Chase Freedom Visa to a Chase Freedom Visa Signiture. I got this reply:
"Thank you for contacting Chase about the product change to
the Chase Freedom Visa Signature card.
The Chase Freedom Visa Signature card requires a minimum
credit line of $5,000.00.
At this time, I'm unable to change your account to a
different product. An account that is open less than 12
months is not eligible to change to a different product.
I apologize for any inconvenience this may cause you.
As an alternative, you may apply for a new Chase credit
card."
The credit limit on my card is over $5,000, and I have had the card for 6 months. I'm a little confused because I wouldn't consider this a product change in the way that their reply seems to make it sound. Is upgrading to a Visa Signiture card really considered a PC rather than just an upgrade? Should I try again?
i had this question today, and it looks like the min time is a year with the regular freedom.
btw how did you emailed chase?
@Anonymous wrote:I emailed Chase about upgrading my Chase Freedom Visa to a Chase Freedom Visa Signiture. I got this reply:
"Thank you for contacting Chase about the product change to
the Chase Freedom Visa Signature card.
The Chase Freedom Visa Signature card requires a minimum
credit line of $5,000.00.
At this time, I'm unable to change your account to a
different product. An account that is open less than 12
months is not eligible to change to a different product.
I apologize for any inconvenience this may cause you.
As an alternative, you may apply for a new Chase credit
card."
The credit limit on my card is over $5,000, and I have had the card for 6 months. I'm a little confused because I wouldn't consider this a product change in the way that their reply seems to make it sound. Is upgrading to a Visa Signiture card really considered a PC rather than just an upgrade? Should I try again?
In my experience - I was over a year and I emailed them and they said they would contact me on the phone within 24 hours. They verified some info and mailed me the new card.
I guess I should re-word that, I messaged them via their online messenge center.
And I guess I shall wait, I just thought that I was keeping the same product, the Freedom, and that changing from Visa to Visa Signiture would just be simple like a CLI.
I heard it needed to be a year also, would it do a HP if it were converted? Because currently i am in the same boat, once my freedom hits the 5k mark i would like it switched also.
I have read someplace that it is a soft pull, but that not everyones gets approved for the Signiture even if they meet the $5K+ requirement.
Guys, I literally just did this. My limit is 6700, and my card was opened 8/24/13 and I requested the conversion 8/30/14. I just called the number on the back on the card and they did it. No fuss, no muss. All they did was read a few disclosures and told me I'd have my card in 3 to 5 business days.
I also secure messaged them and asked about the EMV chip. They responded within three hours and said it would have the EMV chip with chip and signature technology.