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Senior Contributor
youngandcreditwrthy
Posts: 6,155
Registered: ‎08-16-2012
0

Re: Chase Freedom Visa Signature confusion

Yeah, I didn't think the Amazon Visa could be a siggy...

 

 

well, the very nice CSR said that the main difference with the Siggy is that the  'hard limit is more flexible'.... she also said that 'you could go over your limit'..... since when is that  a good thing?

 

Per the CARD Act, it is a legal requirement that credit card companies report limits...

 

either way, I'm happy with my 5k, and will attempt to upgrade in the future :-)

 

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Established Contributor
flowfaster
Posts: 787
Registered: ‎08-30-2011
0

Re: Chase Freedom Visa Signature confusion

BS! I know people with the Amazon Sig.  Try sending a secure message or calling the executive office.


webhopper wrote:
I called the number listed as product change and the gentleman who answered said that a visa sig is not offered for the amazon card

 

Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Contributor
greeneman21
Posts: 85
Registered: ‎06-18-2012
0

Re: Chase Freedom Visa Signature confusion

they do have a sig, am I able to include the link or a screenshot?

 

 

Wallet: NFCU CashRewards 25k--USAA AMEX 24k-- USAA World MC 12k-- Discover 17.5k-- CSP 16.5k-- Freedom 5k-- Citi Dividend 3k-- NFCU NavCheck 15k
Moderator Emeritus
llecs
Posts: 32,880
Registered: ‎08-04-2007
0

Re: Chase Freedom Visa Signature confusion


greeneman21 wrote:

they do have a sig, am I able to include the link or a screenshot?

 

 


Link yes, provided it isn't a referral link where you or someone else would profit. Screenshots are OK provided they are from the CCC, as opposed to a pic of your own. Self-shot CCpics will be zapped. 

Moderator Emeritus
webhopper
Posts: 7,230
Registered: ‎09-16-2011
0

Re: Chase Freedom Visa Signature confusion

I believe you guys. The gentleman I spoke with was not a native speaker of the English language. Perhaps he was misinformed. I seem to have a lot of success using the secure message center; I will try that tomorrow.

My chase online account is actually a business one; where I used to loving to see business checking; personal checking; and my old auto loan. The auto was paid off and I switched banks due to the move but it seems that I get very good customer service as my messages go to those who handle mostly business accounts

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
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Established Contributor
compassion101
Posts: 575
Registered: ‎06-06-2012
0

Re: Chase Freedom Visa Signature confusion

What are the practical benefits of having a signature card as opposed to a regular card?

 

 

Senior Contributor
youngandcreditwrthy
Posts: 6,155
Registered: ‎08-16-2012
0

Re: Chase Freedom Visa Signature confusion

Well, I checked the Visa Siggy website... the  most valuable feature imo is the concierge service provided by Visa Signature.. They also have great discounts on higher end stores/trips,etc.

 

One thing I noticed.... with the Signature, you can get free wine tastings at like every vineyard in CALI, like Napa Valley, Sonoma County, etc.

 

That sounds like a trip I want to take just for the free wine!

and if I add an AU to the Siggy, they get free wine tastings too! haha!

 

:-)

 

But yeah, there's a whole website dedicated to the offerings of any Visa Signature... I think the benefits are mostly provided by Visa.. I guess the bank just handles the extension of credit?

 

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Established Contributor
laboi_22
Posts: 634
Registered: ‎07-07-2011
0

Re: Chase Freedom Visa Signature confusion

I enjoy Visa Signature. You also don't have to worry about going over your credit line as long as you pay any overages in full by the due date on the statement. It has flexible spending options and you don't worry about any overages or fees sort of like an AMEX charge. Also I love the Sonoma discounts. We are going to wine country this November and I cant wait to use my card to get free wine tastings and private tasting bookings!!

Current Scores: EX - 728 FICO (5/11/13) TU - 771 FICO (7/02/13) EQ ??

Current Cards: Chase Freedom $5,000, CSP $5,700, BofA Visa Signature $15,000, AMEX BCE $6,000, Walmart $4,150, Gap Visa $10,000, JC Penny $5,800, Lowes $8,500, Dillard's AMEX $8,000, AMEX Hilton HHonors - $2,000, Chase United $12,000, Citi AAdvantage & Simplicity $6,000/$6,000, SPG AMEX $1,000
Established Contributor
compassion101
Posts: 575
Registered: ‎06-06-2012
0

Re: Chase Freedom Visa Signature confusion


... I think the benefits are mostly provided by Visa.. I guess the bank just handles the extension of credit?

 


 

I wonder if Visa takes a higher piece of the interchange fee or assessment? They gotta do something in order to provide those additional services.

 

I'm with you 100% on the wine!

 

Valued Contributor
jsucool76
Posts: 2,836
Registered: ‎12-11-2011
0

Re: Chase Freedom Visa Signature confusion

Visa siggys charge a higher transaction fee to the merchant afaik
Wallet: Capital One Quicksilver 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 3000CL, Walmart Discover: 3500CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 2000CL, Citi Forward: 2600CL, Bank Of America Student Travel Rewards: 2700CL, Amex PRG

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